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2320 Pine Tree Ter, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2320 Pine Tree Ter, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,260 sqft · built 1994
Lot Size0.576 acres (25,099 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Feb 2023)
Tax Bill$12,132 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-760-1197-2

Property Details

APN / Parcel Number

Primary APNC62-000-760-1197-2
Alternative APNs
  • 18-28-16-71733-000-0010
  • 281618717330000010
  • 162818717330000010
  • R188887

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,260 sqft Living Area
Gross Area4,730 sqft
1st Floor Area1,770 sqft
Upper Floors Area1,490 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area25,099 sqft (0.576 acres)
Lot Dimensions172 ft deep x 140 ft wide
Garage TypeAttached
Garage Area646 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area780 sqft
Deck Area136 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR188887
Street Address2320 PINE TREE TER
CityPALM HARBOR
StateFL
Zip34683-6720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPINE TREE SUB PART REP LOT 1
Legal Range16E
Legal Township28S
Legal Section18
Legal SubdivisionPINE TREE SUB PART REP
Legal Tract71733
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2002
Census Tract27208

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2320 PINE TREE TER, PALM HARBOR, FL 34683-6720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleJun 29, 1999 · Amount on Record
Deed Document Number202349378
Deed Book / Page22355 / 1310
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 24, 2023
Property Address2320 PINE TREE TER, PALM HARBOR, FL 34683-6720
Document Number0223551310
Book / Page22355 / 1310
Map ReferenceMB 73 PG 2
Instrument DateFeb 17, 2023
Instrument2023049378
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanySTAR TITLE PARTNERS/PALM HARBOR, STAR TTL PARTNERS OF PALM HA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 HARBOR DR, PALM HARBOR, FL 34683-5404

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 PINE TREE TER, PALM HARBOR, FL 34683-6720

Mortgage

Document Number0223551312
DateFeb 24, 2023
Instrument22355/1312
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,132.00 (+12.76%) Homeowner's exemption$706,405 (+17.23%)$726,703 (+20.6%) Land $159,881 Building $566,822
2023$10,759.00 (+10.2%)$602,573 (+13.03%)$602,573 (+13.03%) Land $167,742 Building $434,831
2022$9,763.00$533,113$533,113 Land $181,922 Building $351,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims22 (1979–2024)
Claims Outside the SFHA19 of 22
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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