Kenton County property record for 2359 Bella Rdg, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2022 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,240 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-153.01 |
| Primary APN | 044-00-02-153.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,138 sqft (0.095 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2359 BELLA RDG |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 153A PHASE C SEC 21 TUSCANY SUBD 0.0950 AC |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 21 |
| Legal Lot Number | 153A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
2359 Bella Rdg is owned and occupied by an individual.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2359 BELLA RDG, COVINGTON, KY 41017-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC |
| Feb 23, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage 1ST NATIONAL BANK |
| Jun 1, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2359 BELLA RDG, COVINGTON, KY 41017-3531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900125 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 173/563 |
| Instrument | 22062705900125 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ERLANGER, KY 41018 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Mar 31, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 23, 2023 |
| Property Address | 2359 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900128 |
| Book / Page | KC 214 / 722 |
| Map Reference | SL 2313&2313A |
| Instrument Date | Feb 9, 2023 |
| Instrument | 23022305900128 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 2359 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900129 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | KCM 442/72 |
| Instrument | 23022305900129 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 1, 2022 |
| Property Address | 2359 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900138 |
| Book / Page | 168 / 492 |
| Map Reference | PL 1 SL 2313&2313A |
| Instrument Date | May 27, 2022 |
| Instrument | 22060105900138 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ELSMERE, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
The 2025 property tax bill for 2359 Bella Rdg was $3,240.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,000 (-) Land $60,000 Building $267,000 | $327,000 (-) Land $60,000 Building $267,000 | |
| 2025 | $3,240.00 | $327,000 Land $40,500 Building $286,500 | $327,000 Land $40,500 Building $286,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2359 Bella Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2359 Bella Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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