23608 Gunnell Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23608 Gunnell Dr, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,684 sqft · built 2005
Lot Size0.353 acres (15,370 sqft)
OwnerIndividual Name on File
Last Sale$349,000 (Feb 2016)
Tax Bill$4,920 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-070379

Property Details

APN / Parcel Number

Primary APN03-070379
Alternative APN
  • 070379

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,684 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,370 sqft (0.353 acres)
Garage TypeMixed
Garage Area200 sqft
Parking Spaces2 Parking Spaces
Deck Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number070379
Street Address23608 GUNNELL DR
CityLEONARDTOWN
StateMD
Zip20650-3782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 19 PHASE 5 VILLAGES AT LEONARDTOWN
Legal SubdivisionVILLAGES LEONARDTOWN
Legal Phase5
Legal Lot Number19
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group2
Census Block2011
Census Tract875502

Owner

23608 Gunnell Dr is owned and occupied by an individual who bought it in February 2016.

Source: St. Mary's County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address23608 GUNNELL DR, LEONARDTOWN, MD 20650-3782
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Feb 1, 2019Loan Modification, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2016 · Amount on File
Deed SaleFeb 5, 2016 · Amount on File
Prior SaleMar 18, 2005 · Amount on File
Deed Book / Page4330 / 467
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address23608 GUNNELL DR, LEONARDTOWN, MD 20650-3782
Transaction TypeMortgage
Record UpdatedApr 1, 2026
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068630292
DateMar 11, 2026
Book Page6863/292
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueMar 1, 2046

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST MARY'S MD
Property Address23608 GUNNELL DR, LEONARDTOWN, MD 20650-3782
Document Number0050270069
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedMar 7, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address23608 GUNNELL DR LEONARDTOWN MD 206503782, LEONARDTOWN, MD 20650-3782

Mortgage

Document Number0050270069
DateFeb 19, 2019
Book Page005027/000069
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 18, 2049
Interest
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 23608 Gunnell Dr was $4,920.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$470,200 (+4.44%)$510,200 (+13.33%) Land $109,200 Building $401,000
2025$4,920.00$450,200 Land $109,200 Building $341,000$450,200 Land $109,200 Building $341,000
2023$4,199.00$403,133$450,200 Land $109,200 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23608 Gunnell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23608 Gunnell Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES AT LEONARDTOWN
serves 239 people · EPA ID MD0180052
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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