St. Mary's County property record for 23612 Gunnell Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,700 sqft · built 2005 |
| Lot Size | 0.354 acres (15,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,620 (Aug 2017) |
| Tax Bill | $4,613 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-070484 |
| Primary APN | 03-070484 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,422 sqft (0.354 acres) |
| Garage Type | Built-in |
| Garage Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 070484 |
|---|---|
| Street Address | 23612 GUNNELL DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 20 PHASE 6 VILLAGES AT LEONARDTOWN |
| Legal Subdivision | VILLAGES AT LEONARDTOWN |
| Legal Phase | 6 |
| Legal Lot Number | 20 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 875502 |
23612 Gunnell Dr is owned and occupied by an individual who bought it in August 2017.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23612 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Aug 21, 2017 | Special Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on File |
| Deed Sale | Aug 21, 2017 · Amount on File |
| Prior Sale | Nov 28, 2016 · Amount on File |
| Deed Document Number | 20174708-078 |
| Deed Book / Page | 4708 / 78 |
| Prior Transfer Date | Sep 8, 2016 |
| Prior Transfer Doc | 0045320126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23612 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | COSMOPOLITAN TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0059870259 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 5987/259 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Aug 21, 2017 |
| Property Address | 23612 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Document Number | 0047080078 |
| Book / Page | 4708 / 078 |
| Map Reference | MB55 PL44 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 4708-078 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 23612 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Investor | Possibly a Property Investor |
| Document Number | 0004708087 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 4708-087 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 23612 Gunnell Dr was $4,613.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,800 | $476,400 Land $109,200 Building $367,200 | |
| 2025 | $4,613.00 | ||
| 2023 | $3,948.00 | $378,433 | $421,500 Land $109,200 Building $312,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23612 Gunnell Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23612 Gunnell Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES AT LEONARDTOWN serves 239 people · EPA ID MD0180052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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