St. Mary's County property record for 23616 Gunnell Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,008 sqft · built 2005 |
| Lot Size | 0.354 acres (15,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (May 2020) |
| Tax Bill | $4,457 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-070492 |
| Primary APN | 03-070492 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,008 sqft Total Area |
| Basement Area | 722 sqft |
| Finished Basement | 722 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,415 sqft (0.354 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 070492 |
|---|---|
| Street Address | 23616 GUNNELL DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 21 PHASE 6 VILLAGES AT LEONARDTOWN |
| Legal Subdivision | VILLAGES LEONARDTOWN |
| Legal Phase | 6 |
| Legal Lot Number | 21 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 875502 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23616 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jan 21, 2021 | Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB |
| May 5, 2020 | Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2005 · Amount on Record |
| Deed Book / Page | 5331 / 169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23616 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052040404 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 5204/404 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23616 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056150116 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5615/116 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 5, 2020 |
| Property Address | 23616 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Document Number | 0053310169 |
| Book / Page | 5331 / 169 |
| Map Reference | MB 55 PL 44 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23616 GUNNELL DR, LEONARDTOWN, MD 20650-3782 |
| Document Number | 5331179 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 5331/179 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,867 (+19.85%) | $521,200 (+14.63%) Land $109,200 Building $412,000 | |
| 2025 | $4,457.00 (+12.32%) Homeowner's exemption | ||
| 2023 | $3,968.00 Homeowner's exemption | $397,900 | $454,700 Land $109,200 Building $345,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES AT LEONARDTOWN serves 239 people · EPA ID MD0180052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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