Kenton County property record for 2355 Bella Rdg, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · built 2022 |
| Lot Size | 0.095 acres (4,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,441 (Sep 2022) |
| Tax Bill | $2,272 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-152.01 |
| Primary APN | 044-00-02-152.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,156 sqft (0.095 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2355 BELLA RDG |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 152A PHASE C SEC 21 TUSCANY SUBD 0.0954 AC |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 21 |
| Legal Lot Number | 152A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2355 BELLA RDG, COVINGTON, KY 41017-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Apr 14, 2022 | Warranty Deed, Transfer · Unknown FISCHER LENDING COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Deed Document Number | 2022149 |
| Deed Book / Page | 192 / 462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 29, 2022 |
| Property Address | 2355 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900149 |
| Book / Page | 192 / 462 |
| Map Reference | MB 156 PG 459 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 22092905900149 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2355 BELLA RIDGE, COVINGTON, KY 41017-3531 |
| Document Number | 0005900150 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 22092905900150 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 14, 2022 |
| Property Address | 2355 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900069 |
| Book / Page | 159 / 635 |
| Map Reference | PL 1 SL 2313&2313A |
| Instrument Date | Mar 28, 2022 |
| Instrument | 22041405900069 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Document Number | 0005900147 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 161/408 |
| Instrument | 22042205900147 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ERLANGER, KY 41018 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 31, 2023 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,400 (-) Land $60,000 Building $218,400 | $278,400 (-) Land $60,000 Building $218,400 | |
| 2025 | $2,272.00 Homeowner's exemption | $278,400 Land $52,000 Building $226,400 | $278,400 Land $52,000 Building $226,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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