23552 Oriente Way, Ramona, CA 92065 Property Records

San Diego County property record for 23552 Oriente Way, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,282 sqft · built 1985
Lot Size0.472 acres (20,539 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Nov 2008)
Tax Bill$5,366 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN288-382-44-00

Property Details

APN / Parcel Number

Primary APN288-382-44-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,282 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area20,539 sqft (0.472 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23552 ORIENTE WAY
CityRAMONA
StateCA
Zip92065-4258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 223 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number223
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3005
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23552 ORIENTE WAY, RAMONA, CA 92065-4258
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CALIFORNIA COAST CU
Feb 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Feb 27, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST AMERICAN TITLE INSURANCE
Jul 16, 2019Deed of Trust, Mortgage · ARM
MISSION FCU
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2008 · Amount on Record
Deed SaleNov 6, 2008 · Amount on Record
Prior SaleAug 29, 2008 · Amount on Record
Deed Document Number2008579871
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23552 ORIENTE WAY, RAMONA, CA 92065-4258
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address23552 ORIENTE WAY, RAMONA, CA 92065-4258
InvestorPossibly a Property Investor

Mortgage

Document Number0000277922
DateOct 13, 2023
Instrument2023-0277922
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2043

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23552 ORIENTE WAY, RAMONA, CA 92065-4258
Transaction TypeMortgage
Record UpdatedMar 2, 2022
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address23552 ORIENTE WAY, RAMONA, CA 92065-4258

Mortgage

Document Number0000080683
DateFeb 23, 2022
Instrument2022-0080683
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMar 1, 2027
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change7.5%
Index5-Year CMT
Max Rate7.5%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23552 ORIENTE WAY, RAMONA, CA 92065-4258
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101674
DateFeb 27, 2020
Instrument2020-0101674
Lender
NameFIRST AMERICAN TITLE INSURANCE
TypeInsurance Company
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23552 ORIENTE WAY, RAMONA, CA 92065-4258
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000285571
DateJul 16, 2019
Instrument2019-0285571
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateAug 1, 2024
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change5.25%
Index5-Year CMT
Max Rate8.25%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23552 ORIENTE WAY, RAMONA, CA 92065-4258
Document Number0000423384
Instrument DateSep 11, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23552 ORIENTE WAY RAMONA CA 920654258, RAMONA, CA 92065-4258

Mortgage

Document Number0000423384
DateSep 15, 2017
Instrument423384
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 14, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$426,871 (+2%) Land $183,882 Building $242,989
2025$5,366.00 (+7.49%) Homeowner's exemption$418,502 (+4.04%) Land $180,277 Building $238,225
2023$4,992.00 (-2.42%) Homeowner's exemption$402,253 Land $173,278 Building $228,975
2022$5,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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