San Diego County property record for 23525 Oriente Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1986 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Jun 1994) |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-382-36-00 |
| Primary APN | 288-382-36-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 23525 ORIENTE WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 215 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 215 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20810 |
23525 Oriente Way is owned and occupied by two individuals who acquired it in September 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Nov 1, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 27, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CALIFORNIA COAST CU |
| Jun 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 1994 · Amount on File |
| Deed Sale | Jun 6, 1994 · Amount on File |
| Prior Sale | Sep 4, 1987 · Amount on File |
| Deed Document Number | 1994366931 |
| Last Transfer Date | Sep 15, 2022 |
| Transfer Doc | 0000376717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 1, 2026 |
| Property Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000156185 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026156185 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000156185, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026156185 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000300889 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2023-0300889 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2022 |
| Property Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000376717 |
| Map Reference | MAP 7519 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022-0376717 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000376718 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022-0376718 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 10, 2021 |
| Property Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000430707 |
| Map Reference | MAP 7519 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021-0430707 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | AMERICAS HOME TITLE LLC, AMERICAN HOME TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23525 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000430708 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-0430708 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 23525 Oriente Way was $3,886 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $284,055 (+2%) Land $86,666 Building $197,389 | |
| 2025 | $3,886.00 Homeowner's exemption | $278,486 Land $84,967 Building $193,519 |
| 2023 | $3,573.00 (-3.9%) Homeowner's exemption | $267,673 Land $81,668 Building $186,005 |
| 2022 | $3,718.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23525 Oriente Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23525 Oriente Way is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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