San Diego County property record for 23531 Oriente Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 1989 |
| Lot Size | 0.424 acres (18,449 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,000 (Jan 2012) |
| Tax Bill | $5,853 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-382-35-00 |
| Primary APN | 288-382-35-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,184 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 18,449 sqft (0.424 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 23531 ORIENTE WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 214 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 214 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 29, 2026 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SAN DIEGO FIREFIGHTERS FCU |
| Nov 26, 2019 | Deed of Trust, Mortgage · VA Mortgage SPEC HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2012 · Amount on Record |
| Deed Sale | Jan 6, 2012 · Amount on Record |
| Prior Sale | Aug 19, 1988 · Amount on Record |
| Deed Document Number | 20128678 |
| Prior Transfer Date | Oct 24, 1996 |
| Prior Transfer Doc | 0000564087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000055610 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023-0055610 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000233466 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-0233466 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 29, 2026 |
| Property Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000025493 |
| Map Reference | MAP 7519 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026-0025493 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Name | Verified Name |
|---|---|
| Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000025494 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026-0025494 |
| Name | SAN DIEGO FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23531 ORIENTE WAY, RAMONA, CA 92065-4258 |
| Document Number | 0000559561 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23531 ORIENTE WAY RAMONA CA 920654258, RAMONA, CA 92065-4258 |
| Document Number | 0000559561 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 559561 |
| Name | SPEC HM LOANS |
|---|---|
| Address | LA VERNE, CA 91750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $473,870 (+2%) Land $100,535 Building $373,335 | |
| 2025 | $5,853.00 (+7.22%) Homeowner's exemption | $464,579 (+4.04%) Land $98,564 Building $366,015 |
| 2023 | $5,459.00 (-2.1%) Homeowner's exemption | $446,541 Land $94,738 Building $351,803 |
| 2022 | $5,576.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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