23534 Oriente Way, Ramona, CA 92065 Property Records

San Diego County property record for 23534 Oriente Way, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1989
Lot Size0.434 acres (18,921 sqft)
Owner2 Individual Names on Record
Last Sale$717,000 (Apr 2023)
Tax Bill$8,901 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-382-41-00

Property Details

APN / Parcel Number

Primary APN288-382-41-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,744 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area18,921 sqft (0.434 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23534 ORIENTE WAY
CityRAMONA
StateCA
Zip92065-4258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 220 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number220
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3005
Census Tract20810

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23534 ORIENTE WAY, RAMONA, CA 92065-4258
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2023Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 19, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 15, 2018Deed of Trust, Mortgage · VA Mortgage
GREENPATH FUNDING LLC
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2023 · Amount on Record
Deed SaleApr 5, 2023 · Amount on Record
Prior SaleFeb 19, 2015 · Amount on Record
Deed Document Number202388145
Prior Transfer DateAug 12, 2011
Prior Transfer Doc0000421685
Record UpdatedSep 20, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 5, 2023
Property Address23534 ORIENTE WAY, RAMONA, CA 92065-4258
Document Number0000088145
Map ReferenceMAP 7519
Instrument DateMar 14, 2023
Instrument2023-0088145
Transaction TypeTransfer
Record UpdatedApr 14, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23534 ORIENTE WAY, RAMONA, CA 92065-4258

Mortgage

Document Number0000088146
DateApr 5, 2023
Instrument2023-0088146
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23534 ORIENTE WAY, RAMONA, CA 92065-4258
Transaction TypeMortgage
Record UpdatedAug 27, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address23534 ORIENTE WAY, RAMONA, CA 92065-4258

Mortgage

Document Number0000591254
DateAug 19, 2021
Instrument2021-0591254
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23534 ORIENTE WAY, RAMONA, CA 92065-4258
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000195918
DateMay 15, 2018
Instrument2018-0195918
Lender
NameGREENPATH FUNDING LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23534 ORIENTE WAY, RAMONA, CA 92065-4258
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address23534 ORIENTE WAY, RAMONA, CA 92065-4258

Mortgage

Document Number0000483458
DateAug 25, 2020
Instrument2020-0483458
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$760,881 (+2%) Land $197,874 Building $563,007
2025$8,901.00 (+56.46%)$745,963 (+61.67%) Land $193,995 Building $551,968
2023$5,689.00 (-53.28%)$461,400 Land $119,992 Building $341,408
2022$12,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 65% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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