235 Lily Pond Cir, Loretto, MN 55357 Property Records

Hennepin County property record for 235 Lily Pond Cir, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,078 sqft · built 1992
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Mar 2001)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-34-0042`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-34-0042`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,358 sqft
2nd Floor Area	720 sqft
Basement Area	518 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	120 ft deep x 55 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	704 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	330 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	235 LILY POND CIR
City	LORETTO
State	MN
Zip	55357-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 001 T THE PONDS AT LORETTO 55X120X205X60X208
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	34
Legal Subdivision	THE PONDS AT LORETTO
Legal Block	1
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3013
Census Tract	27101

Owner

235 Lily Pond Cir is owned and occupied by an individual who bought it in March 2001.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	235 LILY POND CIR, LORETTO, MN 55357-9654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2001 · Amount on File
Deed Sale	Mar 30, 2001 · Amount on File
Deed Document Number	2001761291
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	235 LILY POND CIR, LORETTO, MN 55357-9654
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 LILY POND CIR, LORETTO, MN 55357-9654

Mortgage

Document Number	00T6012577
Date	May 10, 2023
Instrument	T6012577

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 235 Lily Pond Cir was $6,084 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,084.00	$406,900 Land $81,400 Building $325,500	$406,900 Land $81,400 Building $325,500
2023	$5,855.00 Homeowner's exemption
2022		$417,000 Land $78,000 Building $339,000	$417,000 Land $78,000 Building $339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Lily Pond Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Lily Pond Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20