220 Lily Pond Cir, Loretto, MN 55357 Property Records

Hennepin County property record for 220 Lily Pond Cir, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,384 sqft · built 1992
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jan 2023)
Tax Bill	$7,308 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-34-0043`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-34-0043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	4,382 sqft
1st Floor Area	1,378 sqft
2nd Floor Area	1,006 sqft
Basement Area	1,186 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	207 ft deep x 54 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	660 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	432 sqft
Deck Area	557 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	220 LILY POND CIR
City	LORETTO
State	MN
Zip	55357-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLOCK 001 T THE PONDS AT LORETTO S 54X207X219X180
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	34
Legal Subdivision	THE PONDS AT LORETTO
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3013
Census Tract	27101

Owner

220 Lily Pond Cir is owned and occupied by two individuals who bought it in January 2023.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 LILY POND CIR, LORETTO, MN 55357-9654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on File
Deed Sale	Jan 24, 2023 · Amount on File
Deed Document Number	20235996498
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 24, 2023
Property Address	220 LILY POND CIR, LORETTO, MN 55357-9654
Document Number	00T5996498
Instrument Date	Jan 20, 2023
Instrument	T5996498
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	CBD TITLE LLC, CHB TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 LILY POND CIR, LORETTO, MN 55357-9654

Mortgage

Document Number	00T5996499
Date	Jan 24, 2023
Instrument	T5996499

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 220 Lily Pond Cir was $7,308 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,308.00	$481,000 Land $81,400 Building $399,600	$481,000 Land $81,400 Building $399,600
2023	$6,094.00 Homeowner's exemption
2022		$434,000 Land $78,000 Building $356,000	$434,000 Land $78,000 Building $356,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Lily Pond Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Lily Pond Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20