Hennepin County property record for 225 Lily Pond Cir, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 2,375 sqft · built 1992 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,322 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-118-23-34-0041 |
| Primary APN | 06-118-23-34-0041 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 4,588 sqft |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 967 sqft |
| Basement Area | 1,227 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 157 ft deep x 54 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 324 sqft |
| Deck Area | 112 sqft |
| Patio Area | 152 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 225 LILY POND CIR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 001 T THE PONDS AT LORETTO E 54X157X174X120 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 06 |
| Legal Quarter | 34 |
| Legal Subdivision | THE PONDS AT LORETTO |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | LORETTO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27101 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 225 LILY POND CIR, LORETTO, MN 55357-9654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BREMER BANK NA |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Sep 13, 2017 | Warranty Deed, Transfer · Conventional with PMI TOPLINE FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 225 LILY POND CIR, LORETTO, MN 55357-9654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 225 LILY POND CIR, LORETTO, MN 55357-9654 |
| Document Number | 0T05883483 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | T05883483 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 115 Months |
| Due | May 28, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 225 LILY POND CIR, LORETTO, MN 55357-9654 |
| Document Number | 0005711548 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 225 LILY POND CIR LORETTO MN 553579654, LORETTO, MN 55357-9654 |
| Document Number | 0005711548 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 5711548 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 26, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 13, 2017 |
| Property Address | 225 LILY POND CIR, LORETTO, MN 55357-9654 |
| Document Number | 0005477526 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 5477526 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 LILY POND CIR LORETTO MN 553579654, LORETTO, MN 55357-9654 |
| Document Number | 5477527 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 5477527 |
| Name | TOPLINE FCU |
|---|---|
| Type | Credit Union |
| Address | MAPLE GROVE, MN 55369 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Loretto City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,322.00 (+12.15%) | $481,800 (+3.61%) Land $70,300 Building $411,500 | $481,800 (+3.61%) Land $70,300 Building $411,500 |
| 2023 | $6,529.00 Homeowner's exemption | ||
| 2022 | $465,000 Land $68,000 Building $397,000 | $465,000 Land $68,000 Building $397,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Loretto serves 637 people · EPA ID MN1270019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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