Hennepin County property record for 215 Lily Pond Cir, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,218 sqft · built 1991 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,100 (Sep 2015) |
| Tax Bill | $7,505 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-118-23-34-0040 |
| Primary APN | 06-118-23-34-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 4,027 sqft |
| 1st Floor Area | 1,326 sqft |
| 2nd Floor Area | 892 sqft |
| Basement Area | 1,061 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 82 sqft |
| Deck Area | 352 sqft |
| Patio Area | 298 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 215 LILY POND CIR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 001 T THE PONDS AT LORETTO IRREGULAR |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 06 |
| Legal Quarter | 34 |
| Legal Subdivision | THE PONDS AT LORETTO |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | LORETTO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27101 |
215 Lily Pond Cir is owned and occupied by two individuals who acquired it in September 2026.
Source: Hennepin County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 LILY POND CIR, LORETTO, MN 55357-9654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on File |
| Deed Sale | Sep 29, 2015 · Amount on File |
| Prior Sale | Oct 5, 2010 · Amount on File |
| Deed Document Number | 20155294205 |
| Last Transfer Date | Sep 23, 2026 |
| Transfer Doc | 0006226860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 23, 2026 |
| Property Address | 215 LILY POND CIR, LORETTO, MN 55357-9654 |
| Document Number | 0006226860 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20266226860 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 215 LILY POND CIR, LORETTO, MN 55357-9654 |
| Document Number | 0005714598 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 215 LILY POND CIR LORETTO MN 553579654, LORETTO, MN 55357-9654 |
| Document Number | 0005714598 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 5714598 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 7, 2035 |
The 2025 property tax bill for 215 Lily Pond Cir was $7,505 with a homeowner's exemption, down 8.5% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Loretto City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,505.00 (-8.52%) | $492,900 (-7.75%) Land $81,400 Building $411,500 | $492,900 (-7.75%) Land $81,400 Building $411,500 |
| 2024 | $8,204.00 (+18.04%) | $534,300 Land $92,400 Building $441,900 | $534,300 Land $92,400 Building $441,900 |
| 2023 | $6,950.00 Homeowner's exemption | ||
| 2022 | $495,000 Land $78,000 Building $417,000 | $495,000 Land $78,000 Building $417,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Lily Pond Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Lily Pond Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Loretto serves 637 people · EPA ID MN1270019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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