2347 Ferguson Rd, Chipley, FL 32428 Property Records

Washington County property record for 2347 Ferguson Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,220 sqft · built 1993
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Apr 2017 Second Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000032310002`

Property Details

APN / Parcel Number

Primary APN	`000032310002`
Alternative APN	`32310002`

Interior

Full Baths	2 Baths
Building Area	2,220 sqft Heated Area
Gross Area	2,694 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	49,223 sqft (1.13 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Patio Area	342 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000032310002
Street Address	2347 FERGUSON RD
City	CHIPLEY
State	FL
Zip	32428-3847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 2 14 1.13 OR 256 P 2284 BG AT SEC OF E2 OF SW4 OF NE4, RUN W.145 FT, N.300 FT, E.165 FT, S.300 FT, W.20 FT TO POB AS DESC.
Legal Range	14W
Legal Township	02N
Legal Section	10
Legal Block	3231
Legal Lot Number	0002
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2019
Census Tract	970302

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2347 FERGUSON RD, CHIPLEY, FL 32428-3847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Jul 22, 2009
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2347 FERGUSON RD, CHIPLEY, FL 32428-3847
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067002441
Date	Apr 25, 2017
Book Page	1086/979
Instrument	201767002441

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 9, 2021
Property Address	2347 FERGUSON RD, CHIPLEY, FL 32428-3847
Document Number	0067006601
Book / Page	1217 / 289
Instrument Date	Aug 30, 2021
Instrument	202167006601
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 ACUBA VW, 340, WOODSTOCK, GA 30188-3677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2347 FERGUSON RD, CHIPLEY, FL 32428-3847

Mortgage

Document Number	0000000292
Date	Sep 9, 2021
Instrument	1217/292

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+7.23%) Homeowner's exemption	$126,593 (+2.9%)	$232,523 (+5.95%) Land $8,362 Building $224,161
2024	$1,107.00 (+2.88%) Homeowner's exemption	$123,025 (+3%)	$219,468 (+15.4%) Land $7,345 Building $212,123
2023	$1,076.00 (+3.76%) Homeowner's exemption	$119,442 (+3%)	$190,187 (+9.25%) Land $7,345 Building $182,842
2022	$1,037.00 Homeowner's exemption	$115,963	$174,084 Land $6,780 Building $167,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2019–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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