2340 Ferguson Rd, Chipley, FL 32428 Property Records

Washington County property record for 2340 Ferguson Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2023
Lot Size	5.23 acres (227,819 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Sep 2021)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000032300000`

Property Details

APN / Parcel Number

Primary APN	`000032300000`
Alternative APN	`32300000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,860 sqft Heated Area
Gross Area	2,172 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	227,819 sqft (5.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000032300000
Street Address	2340 FERGUSON RD
City	CHIPLEY
State	FL
Zip	32428-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 2 14 5.23 ORB 1217 P 326 BG NEC, W 1331.84', S 1677.27' FOR POB, E 400', S 740.26', NW 525.12', N 400' TO POB.
Legal Range	14W
Legal Township	02N
Legal Section	10
Legal Block	3230
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1024
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2340 FERGUSON RD, CHIPLEY, FL 32428-3848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Construction Mortgage INNOVATIONS FCU
Sep 9, 2021	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO
Jan 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202167006609
Deed Book / Page	1217 / 326
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2340 FERGUSON RD, CHIPLEY, FL 32428-3848
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 1ST ST, CHIPLEY, FL 32428-2225

Mortgage

Document Number	0067010048
Date	Dec 21, 2022
Book Page	1261/15
Instrument	202267010048

Lender

Name	INNOVATIONS FCU
Type	Credit Union
Address	PANAMA CITY, FL 32408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 26, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 9, 2021
Property Address	2340 FERGUSON RD, CHIPLEY, FL 32428-3848
Document Number	0067006609
Book / Page	1217 / 326
Instrument Date	Aug 30, 2021
Instrument	202167006609
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ACUBA VW, WOODSTOCK, GA 30188-3677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3436 SPOONMILL RD, VERNON, FL 32462-2204

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 5, 2018
Property Address	FERGUSON RD, CHIPLEY, FL 32428
Document Number	0067000119
Book / Page	001107 / 000791
Instrument Date	Dec 27, 2017
Instrument	67000119
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	320 ACUBA VW WOODSTOCK GA 301883677, WOODSTOCK, GA 30188-3677

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00 (+7.23%) Homeowner's exemption	$127,595 (+2.9%)	$214,903 (+16.93%) Land $23,535 Building $191,368
2024	$1,120.00 (+292.98%) Homeowner's exemption	$123,999 (+492.73%)	$183,786 (+778.52%) Land $20,920 Building $162,866
2023	$285.00 (+4.4%)	$20,920 (+5.26%) Land $20,920	$20,920 (+5.26%) Land $20,920
2022	$273.00	$19,874 Land $19,874	$19,874 Land $19,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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