2138 Ferguson Rd, Chipley, FL 32428 Property Records

Washington County property record for 2138 Ferguson Rd, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,140 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Apr 2024)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000032520001`

Property Details

APN / Parcel Number

Primary APN	`000032520001`
Alternative APN	`32520001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,140 sqft Heated Area
Gross Area	1,380 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000032520001
Street Address	2138 FERGUSON RD
City	CHIPLEY
State	FL
Zip	32428-3883
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	11 2 14 5 ORB 1300 P 859 BEG NWC OF SW4 OF SE4, E 1004.47' FOR POB, E 331.20', S 657.61', W 331.20',N 657.69' TO POB & A
Legal Range	14W
Legal Township	02N
Legal Section	11
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1098
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2138 FERGUSON RD, CHIPLEY, FL 32428-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Nov 21, 2017
Deed Document Number	202467002639
Deed Book / Page	1300 / 859
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2138 FERGUSON RD, CHIPLEY, FL 32428-3883
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067006352
Date	Sep 9, 2025
Book Page	1347/190
Instrument	202567006352

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 8, 2024
Property Address	2138 FERGUSON RD, CHIPLEY, FL 32428-3883
Document Number	0067002639
Book / Page	1300 / 859
Instrument Date	Apr 5, 2024
Instrument	202467002639
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3186 HOLMES VALLEY RD, VERNON, FL 32462-2913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2138 FERGUSON RD, CHIPLEY, FL 32428-3883
Investor	Possibly a Property Investor

Mortgage

Document Number	0067002640
Date	Apr 8, 2024
Instrument	202467002640

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00 (+1.97%) Homeowner's exemption	$137,866 (+22.13%) Land $23,500 Building $114,366	$137,866 (+22.13%) Land $23,500 Building $114,366
2024	$1,318.00 (+17.26%)	$112,882 (+25.03%) Land $22,500 Building $90,382	$112,882 (+25.03%) Land $22,500 Building $90,382
2023	$1,124.00 (+8.91%)	$90,281 (+9.4%) Land $20,000 Building $70,281	$90,281 (+9.4%) Land $20,000 Building $70,281
2022	$1,032.00	$82,524 Land $19,000 Building $63,524	$82,524 Land $19,000 Building $63,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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