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2144 Ferguson Rd, Chipley, FL 32428 Property Records

Washington County property record for 2144 Ferguson Rd, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 2018
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Feb 2021)
Tax Bill$1,566 (2025)
Deeds & MortgagesOct 2023 Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN000032520002

Property Details

APN / Parcel Number

Primary APN000032520002
Alternative APN
  • 32520002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,776 sqft Heated Area
Gross Area2,280 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
PorchOpen Porch
Porch Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000032520002
Street Address2144 FERGUSON RD
CityCHIPLEY
StateFL
Zip32428-3883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11 2 14 5 ORB 1198 P 206 BEG SWC OF SW4 OF SE4 OF SECT, RUN N 1101.57' FOR POB, CONT N 305.29',E 433.77',S 726.58',
Legal Range14W
Legal Township02N
Legal Section11
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1098
Census Tract970303

Owner

Source: Washington County records · APN 000032520002

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2144 FERGUSON RD, CHIPLEY, FL 32428-3883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 10, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2021 · Amount on Record
Deed SaleFeb 10, 2021 · Amount on Record
Deed Document Number202167000925
Deed Book / Page1198 / 206
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address2144 FERGUSON RD, CHIPLEY, FL 32428-3883
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2144 FERGUSON RD, CHIPLEY, FL 32428-3883

Mortgage

Document Number0067007119
DateOct 11, 2023
Book Page1285/63
Instrument202367007119
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 10, 2021
Property Address2144 FERGUSON RD, CHIPLEY, FL 32428-3883
Document Number0067000925
Book / Page1198 / 206
Instrument DateFeb 08, 2021
Instrument202167000925
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$854.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 283, MARIANNA, FL 32447-0283

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 712, CHIPLEY, FL 32428-0712

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,566.00 (+6.97%) Homeowner's exemption$153,899 (+2.9%)$172,239 (+15.16%) Land $23,500 Building $148,739
2024$1,464.00 (-21.67%) Homeowner's exemption$149,562 (+9.21%) Land $22,500 Building $127,062$149,562 (+9.21%) Land $22,500 Building $127,062
2023$1,869.00 (+83.96%)$136,946 (+85.28%) Land $20,000 Building $116,946$136,946 (+85.28%) Land $20,000 Building $116,946
2022$1,016.00$73,913 Land $19,000 Building $54,913$73,913 Land $19,000 Building $54,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1994–2020)
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 794 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Wildstar NetworksFixed Wireless200 / 50
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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