23451 Water Cir, Boca Raton, FL 33486 Property Records

Palm Beach County property record for 23451 Water Cir, Boca Raton, FL 33486

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,750 sqft · built 1994
Lot Size	0.107 acres (4,643 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (May 2026)
Tax Bill	$8,997 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-35-15-014-0120`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-35-15-014-0120`
Alternative APN	`00424735150140120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	4,643 sqft (0.107 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Patio
Porch Area	463 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	23451 WATER CIR
City	BOCA RATON
State	FL
Zip	33486-8548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSSE
Legal Description	BRAMALEA UNICORP BOCA RATON LT 12 BLK 14 IN OR9162P1334
Legal Range	42E
Legal Township	47S
Legal Section	35
Legal Subdivision	BRAMALEA UNICORP BOCA RTN THS
Legal Block	14
Legal Lot Number	12
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2001
Census Tract	7616

Owner

23451 Water Cir, a townhouse, is owned and occupied by two individuals who bought it in May 2026.

Source: Palm Beach County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23451 WATER CIR, BOCA RATON, FL 33486-8548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORIDA LAKES TITLE AND CLOSING, FLORIDA TITLE & CLOSING
Mar 1, 2021	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	2026187135
Deed Book / Page	36538 / 1995
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	23451 WATER CIR, BOCA RATON, FL 33486-8548
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23451 WATER CIR, BOCA RATON, FL 33486-8548

Mortgage

Document Number	0345520541
Date	Sep 12, 2023
Book Page	34552/541
Instrument	20230314360

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 22, 2026
Property Address	23451 WATER CIR, BOCA RATON, FL 33486-8548
Document Number	0365381995
Book / Page	36538 / 1995
Instrument Date	May 13, 2026
Instrument	2026187135
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	FLORIDA LAKES TITLE AND CLOSING, FLORIDA TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23451 WATER CIR, BOCA RATON, FL 33486-8548

Mortgage

Document Number	0000187136,
Date	May 22, 2026
Instrument	2026187136

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 1, 2021
Property Address	23451 WATER CIR, BOCA RATON, FL 33486-8548
Document Number	0322400459
Book / Page	32240 / 459
Map Reference	MB 42 PG 182-184
Instrument Date	Feb 26, 2021
Instrument	20210092675
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN TTL & ABSTRACT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4556 AVALON ST, 4556, BOCA RATON, FL 33428-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23451 WATER CIR, BOCA RATON, FL 33486-8548

Mortgage

Document Number	0322400461
Date	Mar 1, 2021
Book Page	32240/461
Instrument	20210092676

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23451 Water Cir was $8,997, down 1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,997.00 (-0.98%)	$510,528	$510,528 Building $510,528
2024	$9,086.00 (+2.49%)
2023	$8,865.00 (+16.31%)	$565,485 (+35.69%) Building $565,485	$565,485 (+35.69%) Building $565,485
2022	$7,622.00	$416,735 Building $416,735	$416,735 Building $416,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23451 Water Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23451 Water Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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