23433 Water Cir, Boca Raton, FL 33486 Property Records

Palm Beach County property record for 23433 Water Cir, Boca Raton, FL 33486

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,806 sqft · built 1995
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Trust Names on File
Last Sale	$367,000 (Sep 2019)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-35-15-014-0030`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-35-15-014-0030`
Alternative APN	`00424735150140030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	411 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	23433 WATER CIR
City	BOCA RATON
State	FL
Zip	33486-8548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSSE
Legal Description	BRAMALEA UNICORP BOCA RATON LT 3 BLK 14 IN OR8784P124
Legal Range	42E
Legal Township	47S
Legal Section	35
Legal Subdivision	BRAMALEA UNICORP BOCA RTN THS
Legal Block	14
Legal Lot Number	3
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2001
Census Tract	7616

Owner

23433 Water Cir, a townhouse, is owner-occupied and held in a trust since January 2025.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	23433 WATER CIR, BOCA RATON, FL 33486-8548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Jul 14, 2016 · Amount on File
Deed Document Number	2019358404
Deed Book / Page	30921 / 1143
Last Transfer Date	Jan 9, 2025
Transfer Doc	0355130405
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	23433 WATER CIR, BOCA RATON, FL 33486-8548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23433 WATER CIR, BOCA RATON, FL 33486-8548

Mortgage

Document Number	0318210279
Date	Oct 15, 2020
Book Page	31821/279
Instrument	20200383463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 27, 2019
Property Address	23433 WATER CIR, BOCA RATON, FL 33486-8548
Document Number	0309211143
Book / Page	30921 / 1143
Map Reference	MB 42 PG 182-184
Instrument Date	Sep 26, 2019
Instrument	20190358404
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LIGHTHOUSE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,569.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9401 OLD PINE RD, 9401, BOCA RATON, FL 33428-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23433 WATER CIR, BOCA RATON, FL 33486-8548

Mortgage

Document Number	0309211147
Date	Sep 27, 2019
Instrument	30921/1147

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23433 Water Cir was $5,521, up 3.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,521.00 (+3.1%)	$347,066	$514,331 Building $514,331
2024	$5,355.00 (+2.39%)
2023	$5,230.00 (+1.12%) Homeowner's exemption	$327,461 (+3%)	$568,230 (+35.46%) Building $568,230
2022	$5,172.00 Homeowner's exemption	$317,923	$419,480 Building $419,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23433 Water Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23433 Water Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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