Hillsdale County property record for 2341 Cedar Dr, Reading, MI 49274 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 1,312 sqft Living Area |
| Lot Size | 7,505 sqft (0.172 acres) |
| Garage | 935 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $389,900 (2024) |
| Tax Bill | $2,722.00 (2025) |
| Primary APN | 10-050-001-032 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,312 sqft Living Area |
| Gross Area | 2,444 sqft Gross Area |
| 1st Floor | 2,444 sqft 1st Floor |
| Stories | 2 Stories |
| Exterior Material | Wood Siding Exterior |
|---|---|
| Lot Area | 7,505 sqft (0.172 acres) |
| Lot Width | 92 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 935 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2341 CEDAR DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 49 & 50 HEMLOCK BEACH SEC 5 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | HEMLOCK BEACH |
| Legal Lot Number | 49,50 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2042 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 10-050-001-032
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2341 CEDAR DR, READING, MI 49274-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST |
| May 06, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HONOR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | May 06, 2020 · Amount on Record |
| Deed Doc Number | 2024606945 |
| Deed Book / Page | 1871 / 1163 |
| Prior Transfer Date | Feb 01, 2024 |
| Prior Transfer Doc | 0000604260 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 2341 CEDAR DR, READING, MI 49274-9401 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01677/0330 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 1677/0330 |
| Instrument | 1677-0330 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 12, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 06, 2020 |
| Property Address | 2341 CEDAR DR, READING, MI 49274-9401 |
| Document Number | 001761/964 |
| Book / Page | 1761 / 964 |
| Map Reference | LB 3 PG 4 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | PUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,892.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 W ELM ST, 116, READING, MI 49274-9791 |
| Name | Verified Name |
|---|---|
| Address | 711 E CHICAGO RD, COLDWATER, MI 49036-9404 |
| Document Number | 0001761966 |
|---|---|
| Date | May 06, 2020 |
| Instrument | 1761/966 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,400 (+5.78%) | $207,111 (+5.74%) Land $9,260 Building $197,851 | |
| 2025 | $2,722.00 (+45.41%) Homeowner's exemption | $98,700 (+6.36%) | $195,873 (+6.44%) Land $9,260 Building $186,613 |
| 2023 | $92,800 | $184,015 Land $9,260 Building $174,755 | |
| 2021 | $1,872.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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