2357 Cedar Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2357 Cedar Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,031 sqft
Owner	Company Name on Record
Last Sale	$270,000 (Sep 2017)
Tax Bill	$4,065 (2024)
Deeds & Mortgages	Sep 2025 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-050-001-067`

Property Details

APN / Parcel Number

Primary APN	`10-050-001-067`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,031 sqft Living Area
Gross Area	1,607 sqft
Basement Area	1,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2357 CEDAR DR
City	READING
State	MI
Zip	49274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 HEMLOCK BEACH SEC 5 T7S R4W
Legal Subdivision	HEMLOCK BEACH
Legal Lot Number	92
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	28200 WESTBROOK CT, FARMINGTON HILLS, MI 48334-4166
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Intrafamily Transfer, Transfer
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	01668/0767
Deed Book / Page	1668 / 0767
Last Transfer Date	Sep 22, 2025
Transfer Doc	001904/276
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Sep 22, 2025
Property Address	2357 CEDAR DR, READING, MI 49274
Document Number	001904/276
Book / Page	1904 / 276
Map Reference	LB 3 PG 4
Instrument Date	Dec 12, 2024
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28200 WESTBROOK CT, FARMINGTON HILLS, MI 48334-4166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28200 WESTBROOK CT, FARMINGTON HILLS, MI 48334-4166

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 26, 2017
Property Address	2357 CEDAR DR, READING, MI 49274
Document Number	01668/0767
Book / Page	1668 / 0767
Map Reference	LB3 PG4
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2357 CEDAR DR, 2357, READING, MI 49274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28200 WESTBROOK CT, FARMINGTON HILLS, MI 48334-4166

Mortgage

Document Number	0016680772
Date	Sep 26, 2017
Instrument	1668/0772

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,500 (+5.75%)	$258,870 (+5.76%) Land $36,839 Building $222,031
2024	$4,065.00 (+11.98%)
2023		$123,400	$244,782 Land $36,839 Building $207,943
2021	$3,630.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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