2325 Cedar Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2325 Cedar Dr, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,166 sqft
OwnerIndividual Name on Record
Last Sale$220,000 (Aug 2020)
Tax Bill$2,692 (2021)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-050-001-070

Property Details

APN / Parcel Number

Primary APN10-050-001-070

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,166 sqft Living Area
Gross Area2,332 sqft
Basement Area448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialWood Siding
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address2325 CEDAR DR
CityREADING
StateMI
Zip49274-9401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 96 ALSO 5 FT IN WIDTH OFF ELY SIDE LOT 97 HEMLOCK BEACH SEC 5 T7S R4W
Legal SubdivisionHEMLOCK BEACH
Legal Lot Number96,97
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group2
Census Block2037
Census Tract50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2325 CEDAR DR, READING, MI 49274-9401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Deed Document Number0001770253
Deed Book / Page1770 / 253
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateAug 18, 2020
Property Address2325 CEDAR DR, READING, MI 49274-9401
Document Number001770/253
Book / Page1770 / 253
Instrument DateAug 14, 2020
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyMUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,892.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 CEDAR DIIVE, 2325, READING, MI 49274

Transferred To (Grantee/Buyer)

NameVerified Name
Address8688 WILLOW CREEK DR, JENISON, MI 49428-9274

Mortgage

Document Number0001770254
DateAug 18, 2020
Instrument1770/254
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionReading Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$128,300$255,988 Land $42,500 Building $213,488
2021$2,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Dr

Nearby Streets

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