2333 Cedar Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2333 Cedar Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 648 sqft
Lot Size	0.152 acres (6,662 sqft)
Owner	Company Name on Record
Tax Bill	$646 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-050-001-069`

Property Details

APN / Parcel Number

Primary APN	`10-050-001-069`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
Gross Area	1,118 sqft
1st Floor Area	1,118 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	6,662 sqft (0.152 acres)
Lot Width	88 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2333 CEDAR DR
City	READING
State	MI
Zip	49274-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 95 & N 24 FT LOT 94 (ALSO LOT 94 EXC N 24 FT ALSO EXC S 10 FT PER JUDGMENT L.1637 P.202) HEMLOCK BEACH SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK BEACH
Legal Lot Number	95,N,94
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4897 CHADAM LN, JONESVILLE, MI 49250-9705
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
Feb 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2020
Transfer Doc	1752/0137
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	2333 CEDAR DR, READING, MI 49274-9401
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 CHADAM LN, JONESVILLE, MI 49250-9705

Mortgage

Document Number	001855/137
Date	Aug 4, 2023
Book Page	1855/137

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Feb 18, 2020
Property Address	2333 CEDAR DR, READING, MI 49274-9401
Document Number	1752/0137
Book / Page	1752 / 0137
Map Reference	LB 3 PG 4
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4897 CHADAM LN, JONESVILLE, MI 49250-9705

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$646.00 (-71.54%)	$91,100 (+3.88%)	$181,561 (+3.87%) Land $74,800 Building $106,761
2023		$87,700	$174,793 Land $74,800 Building $99,993
2021	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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