234 Cedarstone Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 234 Cedarstone Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,913 sqft · built 2018
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$289,990 (Sep 2018)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029011-1700`

Property Details

APN / Parcel Number

Primary APN	`029011-1700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	1,913 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	107 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	234 CEDARSTONE WAY
City	ST AUGUSTINE
State	FL
Zip	32092-0007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 170 OR4614/35
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 4 UNIT C
Legal Phase	4
Legal Block	1
Legal Lot Number	170
Legal Unit	C
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4019
Census Tract	20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Sep 20, 2018	Grant Deed, Subdivision Related Transfer NAVY FCU
Jul 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Jul 1, 2017 · Amount on Record
Deed Document Number	201867855
Deed Book / Page	4614 / 35
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007

Mortgage

Document Number	0062250052
Date	Sep 24, 2025
Book Page	6225/52
Instrument	2025077451

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007

Mortgage

Document Number	0052071776
Date	Mar 16, 2021
Book Page	5207/1776
Instrument	2021028671

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007
Document Number	0049410902
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CEDARSTONE WAY ST AUGUSTINE FL 320920007, ST AUGUSTINE, FL 32092-0007

Mortgage

Document Number	0049410902
Date	May 13, 2020
Book Page	004941/000902
Instrument	36640

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 20, 2018
Property Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007
Document Number	0046140035
Book / Page	004614 / 000035
Instrument Date	Sep 14, 2018
Instrument	67855
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CEDAR STONE WAY ST AUGUSTINE FL 320920007, ST AUGUSTINE, FL 32092-0007

Mortgage

Document Number	46140036
Date	Sep 20, 2018
Book Page	004614/000036
Instrument	67856

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 13, 2017
Property Address	234 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007
Document Number	0044031553
Book / Page	004403 / 001553
Instrument Date	Jul 11, 2017
Instrument	48195
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,926.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,642 (+2.7%)	$383,659 (+4.15%) Land $100,000 Building $283,659
2025	$2,301.00 (+3.6%) Disabled Person's exemption Veteran's exemption	$266,448 (+8.71%)	$368,382 (+12.12%) Land $100,000 Building $268,382
2024	$2,221.00 (-53.31%)
2023	$4,757.00 (+1.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$245,094 (+3%)	$328,573 (+5.72%) Land $84,000 Building $244,573
2022	$4,669.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$237,955	$310,781 Land $84,000 Building $226,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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