St. Johns County property record for 140 Cedarstone Way, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,849 sqft · built 2017 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Oct 2023) |
| Tax Bill | $3,289 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-1610 |
| Primary APN | 029011-1610 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,849 sqft Living Area |
| Gross Area | 3,668 sqft |
| 1st Floor Area | 2,325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 140 CEDARSTONE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 161 OR5835/983 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT C |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 161 |
| Legal Unit | C |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-1610
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 03, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 18, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2023 · Amount on Record |
| Deed Sale | Oct 03, 2023 · Amount on Record |
| Prior Sale | Dec 04, 2017 · Amount on Record |
| Deed Document Number | 202378091 |
| Deed Book / Page | 5835 / 983 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 03, 2023 |
| Property Address | 140 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0006 |
| Document Number | 0058350983 |
| Book / Page | 5835 / 983 |
| Map Reference | MB 82 PG 1-7 |
| Instrument Date | Oct 02, 2023 |
| Instrument | 2023078091 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS ST AUGU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13990 BARTRAM PARK BLVD, JACKSONVILLE, FL 32258-5541 |
| Name | Verified Name |
|---|---|
| Address | 140 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0006 |
| Document Number | 0005835986 |
|---|---|
| Date | Oct 03, 2023 |
| Instrument | 5835/986 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 140 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0006 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0052941472 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 5294/1472 |
| Instrument | 2021068248 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,974 (+0.98%) Land $110,000 Building $440,974 | $550,974 (+0.98%) Land $110,000 Building $440,974 | |
| 2025 | $3,289.00 (+2.49%) Disabled Person's exemption Veteran's exemption | $545,632 (-1.07%) | $545,632 (-1.07%) Land $110,000 Building $435,632 |
| 2024 | $3,209.00 (-64.86%) Disabled Person's exemption Veteran's exemption | $551,526 (+11.14%) | $551,526 (+11.14%) Land $110,000 Building $441,526 |
| 2023 | $9,133.00 (+5.11%) | $496,251 (+7.06%) | $496,251 (+7.06%) Land $89,600 Building $406,651 |
| 2022 | $8,689.00 | $463,539 | $463,539 Land $89,600 Building $373,939 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force 78 of 79 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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