139 Cedarstone Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 139 Cedarstone Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,566 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (May 2023)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029011-2060`

Property Details

APN / Parcel Number

Primary APN	`029011-2060`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,566 sqft Living Area
Gross Area	3,316 sqft
1st Floor Area	1,081 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	196 sqft
Patio Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	139 CEDARSTONE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-0011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 206 OR5749/1105
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 4 UNIT C
Legal Phase	4
Legal Block	1
Legal Lot Number	206
Legal Unit	C
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4019
Census Tract	20905

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	139 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Mar 25, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jul 5, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	202332883
Deed Book / Page	5749 / 1105
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 20, 2026
Property Address	139 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Document Number	0063461676
Book / Page	6346 / 1676
Instrument Date	Apr 8, 2026
Instrument	202633195
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033195,
Date	Apr 20, 2026
Book Page	6346/1676
Instrument	202633195

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 25, 2020
Property Address	139 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Document Number	0049090950
Book / Page	4909 / 950
Map Reference	MB 82 PG 1-7
Instrument Date	Mar 23, 2020
Instrument	2020023871
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,268.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Investor	Possibly a Property Investor

Mortgage

Document Number	49090951
Date	Mar 25, 2020
Instrument	4909/0951

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 5, 2018
Property Address	139 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Document Number	0045750465
Book / Page	004575 / 000465
Instrument Date	Jul 5, 2018
Instrument	47679
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,329.21
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,689 (+2.7%)	$452,033 (+1.98%) Land $100,000 Building $352,033
2025	$5,356.00 (+7.94%) Homeowner's exemption	$265,520 (+2.9%)	$443,263 (-0.81%) Land $100,000 Building $343,263
2024	$4,962.00 (-12.35%) Homeowner's exemption	$258,037 (-17.11%)	$446,894 (+13.38%) Land $100,000 Building $346,894
2023	$5,661.00 (+1.89%) Homeowner's exemption	$311,306 (+3%)	$394,163 (+6.07%) Land $84,000 Building $310,163
2022	$5,556.00 Homeowner's exemption	$302,239	$371,614 Land $84,000 Building $287,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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