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157 Cedarstone Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 157 Cedarstone Way, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,796 sqft · built 2019
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Sep 2019)
Tax Bill$5,700 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029011-2050

Property Details

APN / Parcel Number

Primary APN029011-2050

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area2,796 sqft Living Area
Gross Area3,620 sqft
1st Floor Area2,796 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area634 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address157 CEDARSTONE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-0011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 205 OR4800/287
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT C
Legal Phase4
Legal Block1
Legal Lot Number205
Legal UnitC
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4019
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-2050

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address157 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Sep 23, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jul 05, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Prior SaleJul 05, 2018 · Amount on Record
Deed Document Number201970560
Deed Book / Page4800 / 287
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address157 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 CEDARSTONE WAY, ST AUGUSTINE, FL 32092-0011

Mortgage

Document Number0055320046
DateApr 06, 2022
Book Page5532/46
Instrument2022035836
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 23, 2019
Property Address157 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Document Number0048000287
Book / Page4800 / 0287
Map ReferenceMB 82 PG 1-7
Instrument DateSep 20, 2019
Instrument2019070560
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011

Mortgage

Document Number0004800288
DateSep 23, 2019
Instrument4800/288
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 05, 2018
Property Address157 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0011
Document Number0045750465
Book / Page004575 / 000465
Instrument DateJul 05, 2018
Instrument47679
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,329.21
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$298,973 (+2.7%)$499,954 (+2.34%) Land $100,000 Building $399,954
2025$5,700.00 (+8.08%) Homeowner's exemption$291,113 (+2.9%)$488,506 (-0.81%) Land $100,000 Building $388,506
2024$5,274.00 (+1.5%) Homeowner's exemption$282,909 (+3%)$492,508 (+10.98%) Land $100,000 Building $392,508
2023$5,196.00 (+1.88%) Homeowner's exemption$274,669 (+3%)$443,799 (+6.53%) Land $84,000 Building $359,799
2022$5,100.00 Homeowner's exemption$266,669$416,589 Land $84,000 Building $332,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,563 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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