233 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 233 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,895 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Sep 2026)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0021`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0021`
Alternative APNs	`115637` `78734` `44975`

Interior

Stories	1 Story
Building Area	1,895 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	1,251 sqft
Unfinished Basement	1,251 sqft

Exterior

Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	44975
Street Address	233 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 21
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	21
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

Source: Madison County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	233 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 21, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Deed Document Number	202614378646
Deed Book / Page	888 / 622
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 25, 2026
Property Address	233 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	0014378646
Book / Page	888 / 622
Instrument Date	Sep 10, 2026
Instrument	202614378646
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	0014378646,
Date	Sep 25, 2026
Book Page	2503/657
Instrument	202614378646

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	233 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	M2074/303
Date	Jul 21, 2021
Book Page	M2074/303
Instrument	2014045137

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 24, 2036

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (+23.37%) Homeowner's exemption	$300,000 (+22.95%)	$300,000 (+22.95%)
2023	$1,917.00 Homeowner's exemption	$244,000	$244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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