229 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 229 View Point Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,825 sqft
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Jul 2004)
Tax Bill$2,365 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Aug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN0041-0014-0020

Property Details

APN / Parcel Number

Primary APN0041-0014-0020
Alternative APNs
  • 132767
  • 95602
  • 62616

Interior

Stories1 Story
Building Area1,825 sqft Living Area

Exterior

Exterior MaterialBrick
Lot Area47,045 sqft (1.08 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number62616
Street Address229 VIEW POINT DR
CityRICHMOND
StateKY
Zip40475-8228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN POINT LOT 20
Legal SubdivisionHIDDEN POINT SUB
Legal Lot Number20
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1014
Census Tract10701

Owner

229 View Point Dr is owned and occupied by two individuals who bought it in July 2004.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address229 VIEW POINT DR, RICHMOND, KY 40475-8228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 12, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2004 · Amount on File
Deed SaleJul 13, 2004 · Amount on File
Deed Document Number0000576279
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address229 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document NumberM2081/579
DateAug 13, 2021
Book PageM2081/579
Instrument2014048019
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueJul 11, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address229 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyDIAMOND SETTLEMENT SERVICES, REDIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document NumberM2081/280
DateAug 12, 2021
Book PageM2081/280
Instrument2014047749
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 11, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 229 View Point Dr was $2,365 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,365.00 Homeowner's exemption$300,000$300,000
2023$2,314.00 Homeowner's exemption$285,000$285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 View Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 View Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on View Point Dr

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