240 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 240 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,238 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$247,500 (Apr 2004)
Tax Bill	$3,111 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0051`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0051`
Alternative APNs	`103601` `140876` `70992`

Interior

Stories	1 Story
Building Area	2,238 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	70992
Street Address	240 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 51
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	51
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

240 View Point Dr is owned and occupied by two individuals who bought it in April 2004.

Source: Madison County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	240 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 14, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2004 · Amount on File
Deed Sale	Apr 2, 2004 · Amount on File
Deed Document Number	0000571434
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	240 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2147/550
Date	Apr 4, 2022
Book Page	M2147/550
Instrument	2014084555

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	116 Months
Due	Dec 1, 2031

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	240 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01977/587
Date	Sep 14, 2020
Book Page	M01977/587
Instrument	2014020176

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	240 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01823/580
Date	Sep 11, 2018
Book Page	M01823/580
Instrument	2013981720

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	240 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01977/563
Date	Sep 14, 2020
Book Page	M01977/563
Instrument	2014020175

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 240 View Point Dr was $3,111 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,111.00 Additional exemption filed	$330,000	$330,000
2023	$3,026.00	$312,000	$312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 View Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 View Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on View Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures