225 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 225 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2021)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0019`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0019`
Alternative APNs	`108605` `145948` `76115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Basement Area	1,810 sqft
Unfinished Basement	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	76115
Street Address	225 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 19
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	19
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Sep 10, 2021	Deed, Transfer
May 4, 2017	Deed, Transfer · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Document Number	20212014052502
Deed Book / Page	811 / 228
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jul 10, 2026
Property Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	0014361644
Book / Page	2483 / 627
Instrument Date	Jul 6, 2026
Instrument	202614361644
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	0014361644,
Date	Jul 10, 2026
Book Page	2483/627
Instrument	202614361644

Lender

Name	BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	0M2180/290
Date	Aug 4, 2022
Book Page	M2180/290
Instrument	2014104966

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 10, 2021
Property Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D811/228
Book / Page	D811 / 228
Map Reference	MB 17 PG 74
Instrument Date	Sep 7, 2021
Instrument	2014052502
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1125 BAYFIELD DR, 1125, COLORADO SPRINGS, CO 80906-4691

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 4, 2017
Property Address	225 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00744/181
Book / Page	D00744 / 181
Map Reference	MB17 PG74
Instrument Date	Apr 28, 2017
Instrument	2013958122
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 N MAIN ST, 911, LONDON, KY 40741-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 OXFORD CIR, RICHMOND, KY 40475-8263

Mortgage

Document Number	2013958123
Date	May 4, 2017
Instrument	2013958123

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (-2.78%)	$375,000 (-)	$375,000 (-)
2023	$3,637.00	$375,000	$375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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