233 Lullaby Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 233 Lullaby Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 2015
Lot Size	0.155 acres (6,795 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Aug 2021)
Tax Bill	$3,246 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`26-2S-20-33701-000-0210`

Property Details

APN / Parcel Number

Primary APN	`26-2S-20-33701-000-0210`
Alternative APN	`1052234`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	2,718 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.155 acres)
Lot Dimensions	14.2 ft deep x 4.8 ft wide
Garage Type	Finished
Garage Area	528 sqft
Porch	Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1052234
Street Address	233 LULLABY LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 WHISPERING LAKE FIRST ADDITION PB 18-83 OR 2917-29 OR 2986-4180 OR 2991-319 OR 3148-4590 OR 3211-4233
Legal Range	20W
Legal Township	02S
Legal Section	26
Legal Subdivision	WHISPERING LAKE FIRST ADDITION
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3050
Census Tract	950605

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	233 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	20210040925
Deed Book / Page	3211 / 4233
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 17, 2021
Property Address	233 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207
Document Number	0032114233
Book / Page	3211 / 4233
Map Reference	MB 18 PG 83
Instrument Date	Aug 3, 2021
Instrument	20210040925
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 E WILD BRIAR RDB, 28, SANTA ROSA BEACH, FL 32459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207

Mortgage

Document Number	0032114235
Date	Aug 17, 2021
Instrument	3211/4235

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 2, 2020
Property Address	233 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207
Document Number	0031484590
Book / Page	3148 / 4590
Map Reference	MB 18 PG 83
Instrument Date	Jul 1, 2020
Instrument	20200023353
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	93 DUNE LAKES CIR, 93, SANTA ROSA BEACH, FL 32459-8393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207

Mortgage

Document Number	0031484592
Date	Jul 2, 2020
Instrument	3148/4592

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,010 (-4.7%) Land $35,000 Building $393,010	$428,010 (-4.7%) Land $35,000 Building $393,010
2024	$3,246.00 (-16.38%)
2023	$3,882.00 (+12.91%)	$449,138 (+21.04%) Land $27,336 Building $421,802	$449,138 (+21.04%) Land $27,336 Building $421,802
2022	$3,438.00	$371,054 Land $30,343 Building $340,711	$371,054 Land $30,343 Building $340,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications.

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