Walton County property record for 207 Lullaby Loop, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,823 sqft · built 2014 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Nov 2024) |
| Tax Bill | $3,074 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2S-20-33701-000-0180 |
| Primary APN | 26-2S-20-33701-000-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| Gross Area | 2,505 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 12.1 ft deep x 6 ft wide |
| Garage Type | Finished |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 178 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1052231 |
|---|---|
| Street Address | 207 LULLABY LOOP |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 WHISPERING LAKE 1ST ADD PB 18-83 OR 2917-29 OR 2947-152 OR 3203-641 OR 3343-1065 |
| Legal Range | 20W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WHISPERING LAKE |
| Legal Lot Number | 18 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 950605 |
Source: Walton County records, as of January 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Nov 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Nov 27, 2024 | Warranty Deed, Transfer · VA Mortgage FILO MORTGAGE LLC |
| Nov 27, 2024 | Warranty Deed, Transfer UNKNOWN, BURG TITLE LLC |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | Jun 17, 2021 · Amount on Record |
| Deed Document Number | 20240041506 |
| Deed Book / Page | 3343 / 1065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Document Number | 0033003258 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 3300/3258 |
| Instrument | 20230031457 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.79% |
| Type Change Date | Aug 29, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.79% |
| Max Rate At Change | 8.79% |
| Index | Other |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Document Number | 0033082999 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 3308/2999 |
| Instrument | 20230042170 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Nov 17, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 8.99% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 27, 2024 |
| Property Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Document Number | 0033431065 |
| Book / Page | 3343 / 1065 |
| Map Reference | MB 18 PG 83&83A |
| Instrument Date | Nov 20, 2024 |
| Instrument | 20240041506 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2024 |
| Title Company | BURG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | WEST CAPTAIN FRITZ WAY, FREEPORT, FL 32439 |
| Name | Verified Name |
|---|---|
| Address | 2401 STANFORD RD APT 224, 224, PANAMA CITY, FL 32405-3573 |
| Document Number | 0033431067 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 3343/1067 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 27, 2024 |
| Property Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Document Number | 0033431065 |
| Book / Page | 3343 / 1065 |
| Map Reference | MB 18 PG 83&83A |
| Instrument Date | Nov 20, 2024 |
| Instrument | 20240041506 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | UNKNOWN, BURG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | WEST CAPTAIN FRITZ WAY, FREEPORT, FL 32439 |
| Name | Verified Name |
|---|---|
| Address | 2401 STANFORD RD APT 224, 224, PANAMA CITY, FL 32405-3573 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Document Number | 0031541509 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 3154/1509 |
| Instrument | 20200029500 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Document Number | 0032030641 |
| Book / Page | 3203 / 641 |
| Map Reference | MB 18 PG 83&83A |
| Instrument Date | Jun 10, 2021 |
| Instrument | 20210030639 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207 |
| Document Number | 0003203644 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 3203/644 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411,122 (-3.96%) Land $45,000 Building $366,122 | $411,122 (-3.96%) Land $45,000 Building $366,122 | |
| 2024 | $3,074.00 (+3.92%) | ||
| 2023 | $2,958.00 (+1.3%) Homeowner's exemption | $428,081 (+21.17%) Land $35,147 Building $392,934 | $428,081 (+21.17%) Land $35,147 Building $392,934 |
| 2022 | $2,920.00 Homeowner's exemption | $353,294 Land $39,013 Building $314,281 | $353,294 Land $39,013 Building $314,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 233 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 233 in force |
| Nearby Flood Claims | 7 (2004–2020) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures