Walton County property record for 137 Lullaby Loop, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,871 sqft · built 2014 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Apr 2023) |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2S-20-33701-000-0120 |
| Primary APN | 26-2S-20-33701-000-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,871 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,871 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 137 LULLABY LOOP |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-8204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SN |
| Legal Description | LOT 12 WHISPERING LAKE 1ST ADD PB 18-83 OR 2917-29 OR 2956-3679 OR 3062-3201 OR 3278-4076 OR 3285-2787 OR 3304-4250 |
| Legal Range | 020 |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WHISPERING LAKE 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 950605 |
Source: Walton County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 13, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jan 8, 2018 | Warranty Deed, Transfer FIRST FLORIDA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2023 · Amount on Record |
| Deed Sale | Apr 4, 2023 · Amount on Record |
| Prior Sale | Jan 8, 2018 · Amount on Record |
| Deed Document Number | 202311533 |
| Deed Book / Page | 3285 / 2787 |
| Last Transfer Date | Oct 4, 2023 |
| Transfer Doc | 0033044250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Document Number | 0033044250 |
| Book / Page | 3304 / 4250 |
| Map Reference | MB 18 PG 83&83A |
| Instrument Date | Oct 4, 2023 |
| Instrument | 20230037046 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Name | Verified Name |
|---|---|
| Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 4, 2023 |
| Property Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Document Number | 0032852787 |
| Book / Page | 3285 / 2787 |
| Map Reference | MB 18 PG 83&83A |
| Instrument Date | Mar 31, 2023 |
| Instrument | 20230011533 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | AMOUR SETTLEMENT SERVICES LLC, VOXTUR SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 CHLOE CT, DOTHAN, AL 36303-6807 |
| Name | Verified Name |
|---|---|
| Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Document Number | 0032852789 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 3285/2789 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.8% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Document Number | 0032213120 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 3221/3120 |
| Instrument | 20210052434 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 8, 2018 |
| Property Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Document Number | 0030623201 |
| Book / Page | 3062 / 3201 |
| Map Reference | MB18 PG83&83A |
| Instrument Date | Jan 5, 2018 |
| Instrument | 2018000000803 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | VINTAGE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 EAGLE POINTE WAY, 130, PELL CITY, AL 35128-7265 |
| Name | Verified Name |
|---|---|
| Address | 137 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8204 |
| Document Number | 2018000000804 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 2018000000804 |
| Name | FIRST FLORIDA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,240.00 (+2.1%) | $286,602 (-31.93%) | $404,532 (-3.93%) Land $45,000 Building $359,532 |
| 2024 | $2,194.00 (+6.4%) | ||
| 2023 | $2,062.00 (+1.48%) Homeowner's exemption | $421,059 (+21.15%) Land $35,147 Building $385,912 | $421,059 (+21.15%) Land $35,147 Building $385,912 |
| 2022 | $2,032.00 Homeowner's exemption | $347,541 Land $39,013 Building $308,528 | $347,541 Land $39,013 Building $308,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 233 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 233 in force |
| Nearby Flood Claims | 7 (2004–2020) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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