227 Lullaby Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 227 Lullaby Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 2013
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Feb 2014)
Tax Bill	$1,806 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2S-20-33701-000-0200`

Property Details

APN / Parcel Number

Primary APN	`26-2S-20-33701-000-0200`
Alternative APN	`1052233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,575 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	12.3 ft deep x 6 ft wide
Garage Type	Finished
Garage Area	460 sqft
Porch	Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1052233
Street Address	227 LULLABY LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 WHISPERING LAKE FIRST ADDITION PB 18-83 OR 2917-29 OR 2942-2262
Legal Range	20W
Legal Township	02S
Legal Section	26
Legal Subdivision	WHISPERING LAKE FIRST ADDITION
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3050
Census Tract	950605

Owner

227 Lullaby Loop is owned and occupied by an individual who bought it in February 2014.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	227 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2014 · Amount on File
Deed Sale	Feb 12, 2014 · Amount on File
Deed Document Number	1270033
Deed Book / Page	2942 / 2262
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	227 LULLABY LOOP, SANTA ROSA BEACH, FL 32459-8207
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031180279
Date	Sep 17, 2019
Book Page	3118/0279
Instrument	20190031974

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,591 Land $45,000 Building $358,591	$403,591 Land $45,000 Building $358,591
2024	$1,806.00 (+4.15%)
2023	$1,734.00 (+1.52%) Homeowner's exemption	$424,112 (+20.07%) Land $35,147 Building $388,965	$424,112 (+20.07%) Land $35,147 Building $388,965
2022	$1,708.00 Homeowner's exemption	$353,219 Land $39,013 Building $314,206	$353,219 Land $39,013 Building $314,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Lullaby Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 233 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Lullaby Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50