233 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 233 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft
Owner	Individual Name on Record
Last Sale	$1,050,000 (Apr 2025)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-0030-00-010`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-0030-00-010`
Alternative APNs	`292301003000010` `383949` `389232` `393681`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,400 sqft Living Area
Gross Area	2,988 sqft

Location & Zoning

Street Address	233 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T
Legal Description	AAI HARDING 108/60 LOT 1
Legal Subdivision	AAI HARDING
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3018
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3740 N HALSTED ST, 307, CHICAGO, IL 60613-5656
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Sep 14, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Sep 14, 2023 · Amount on Record
Deed Document Number	2025250441
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 29, 2025
Property Address	233 E HARDING ST, ORLANDO, FL 32806-3022
Document Number	0000250441
Map Reference	MB 108 PG 60
Instrument Date	Apr 24, 2025
Instrument	20250250441
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5287 LAKE ADAIR DRIVE, ORLANDO, FL 32829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 N HALSTED ST APT 307, 307, CHICAGO, IL 60613-5656
Investor	Possibly a Property Investor

Mortgage

Document Number	0000250442
Date	Apr 29, 2025
Instrument	20250250442

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Sep 14, 2023
Property Address	233 E HARDING ST, ORLANDO, FL 32806-3022
Document Number	0000529547
Map Reference	MB 108 PG 60
Instrument Date	Sep 8, 2023
Instrument	20230529547
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5287 ADAIR OAK DR, ORLANDO, FL 32829-8225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5287 ADAIR OAK DR, ORLANDO, FL 32829-8225

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,700 (+276.38%) Land $213,000 Building $588,700	$801,700 (+276.38%) Land $213,000 Building $588,700
2025	$4,081.00 (+3.58%)	$213,000 (+12.11%) Land $213,000	$213,000 (+12.11%) Land $213,000
2024	$3,940.00 (+12.8%)
2023	$3,493.00 (+14.45%)	$190,000 (+15.15%) Land $190,000	$190,000 (+15.15%) Land $190,000
2022	$3,052.00	$165,000 Land $165,000	$165,000 Land $165,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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