224 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 224 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 935 sqft · built 1950
Lot Size	0.206 acres (8,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2021)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-6816-03-061`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-6816-03-061`
Alternative APNs	`292301681603061` `386088` `391373` `395832`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	935 sqft Living Area
Gross Area	1,437 sqft
1st Floor Area	851 sqft
Utility Area	66 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,992 sqft (0.206 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	224 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T
Legal Description	PENNSYLVANIA HEIGHTS G/134 THE E1/2 LOT 6 & W 37.5 FT LOT 7 BLK C
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	PENNSYLVANIA HGTS
Legal Tract	6816
Legal Block	C
Legal Lot Number	6,7
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3021
Census Tract	11300

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 E HARDING ST, ORLANDO, FL 32806-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 9, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Apr 9, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	2021528894
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 30, 2021
Property Address	224 E HARDING ST, ORLANDO, FL 32806-3023
Document Number	0000528894
Map Reference	MB G PG 134
Instrument Date	Aug 19, 2021
Instrument	20210528894
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	224 E HARDING ST, ORLANDO, FL 32806-3023

Mortgage

Document Number	0000528895
Date	Aug 30, 2021
Instrument	20210528895

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 9, 2021
Property Address	224 E HARDING ST, ORLANDO, FL 32806-3023
Document Number	20210207761
Map Reference	MB G PG 134
Instrument Date	Apr 5, 2021
Instrument	20210207761
Transaction Type	Transfer
Record Updated	May 4, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,014.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8740 BRIDGEPORT BAY CIR, 8740, MOUNT DORA, FL 32757-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 9, 2021
Property Address	224 E HARDING ST, ORLANDO, FL 32806-3023
Document Number	0000207761
Map Reference	MB G PG 134
Instrument Date	Apr 5, 2021
Instrument	20210207761
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,014.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8740 BRIDGEPORT BAY CIR, MOUNT DORA, FL 32757-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,047 (+2.7%)	$300,950 (-2.06%) Land $230,000 Building $70,950
2025	$4,027.00 (+4.22%) Homeowner's exemption	$251,263 (+5.99%)	$307,290 (+11.62%) Land $230,000 Building $77,290
2024	$3,864.00 (+5.29%)
2023	$3,670.00 (+3.18%) Homeowner's exemption	$237,070 (+3%)	$275,298 (+19.61%) Land $205,000 Building $70,298
2022	$3,557.00 Homeowner's exemption	$230,165 Land $175,000 Building $55,165	$230,165 Land $175,000 Building $55,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

Nearby Properties on E Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures