218 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 218 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,031 sqft · built 1950
Lot Size	0.207 acres (9,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2026)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-6816-03-051`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-6816-03-051`
Alternative APNs	`292301681603051` `386087` `391372` `395830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,031 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	979 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,013 sqft (0.207 acres)
Garage Area	165 sqft

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	218 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T
Legal Description	PENNSYLVANIA HEIGHTS G/134 THE E 37.5 FT LOT 5 & W1/2 LOT 6 BLK C
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	PENNSYLVANIA HGTS
Legal Tract	6816
Legal Block	C
Legal Lot Number	5,6
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3021
Census Tract	11300

Owner

Source: Orange County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5087 NORTHLAWN WAY, ORLANDO, FL 32811-7680
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer OLD DOMINION TITLE, DOMINION TITLE
Jul 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORLANDO CU
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	2026425118
Transfer Doc	6129001692
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 30, 2026
Property Address	218 E HARDING ST, ORLANDO, FL 32806-3023
Document Number	0000425118
Instrument Date	Jul 30, 2026
Instrument	2026425118
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	OLD DOMINION TITLE, DOMINION TITLE

Transaction

Amount	Amount Recorded
Tax	$300,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5087 NORTHLAWN WAY, ORLANDO, FL 32811-7680

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	218 E HARDING ST, ORLANDO, FL 32806-3023
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000418200
Date	Jul 26, 2023
Instrument	20230418200

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2043

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	218 E HARDING ST, ORLANDO, FL 32806-3023
Document Number	0000075410
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E HARDING ST ORLANDO FL 328063023, ORLANDO, FL 32806-3023

Mortgage

Document Number	0000075410
Date	Feb 5, 2020
Instrument	75410

Lender

Name	ORLANDO CU
Address	ORLANDO, FL 32805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	218 E HARDING ST, ORLANDO, FL 32806-3023
Document Number	0000352312
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E HARDING ST ORLANDO FL 328063023, ORLANDO, FL 32806-3023

Mortgage

Document Number	0000352312
Date	Jun 23, 2017
Instrument	352312

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,179 (+2.7%)	$377,560 (-0.86%) Land $230,000 Building $147,560
2025	$3,384.00 (+4.06%) Homeowner's exemption	$220,233 (+2%)	$380,850 (+20.51%) Land $230,000 Building $150,850
2024	$3,252.00 (+21.66%)
2023	$2,673.00 (+3.36%) Homeowner's exemption	$183,520 (+3%)	$316,024 (+21.48%) Land $205,000 Building $111,024
2022	$2,586.00 Homeowner's exemption	$178,175	$260,149 Land $175,000 Building $85,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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