228 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 228 E Harding St, Orlando, FL 32806 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,383 sqft · built 1950
Lot Size	0.22 acres (9,562 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2022)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-6816-03-071`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-6816-03-071`
Alternative APNs	`292301681603071` `386089` `391375` `395833`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,383 sqft Living Area
Gross Area	1,859 sqft
1st Floor Area	1,043 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,562 sqft (0.22 acres)
Porch	Slab
Porch Area	616 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	228 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 20190328184 & 20220405996- ERROR IN LEGAL - PENNSYLVANIA HEIGHTS G/134 THE E 12.5 FT LOT 7 & ALL LOT 8 & THE W 4 FT OF LOT 9 BLK C
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	PENNSYLVANIA HGTS
Legal Tract	6816
Legal Block	C
Legal Lot Number	7-9
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3021
Census Tract	11300

Owner

Source: Orange County records · APN 01-23-29-6816-03-071

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 E HARDING ST, ORLANDO, FL 32806-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LENDERS INVESTMENT TRADING CORP
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
May 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	2022405996
Prior Transfer Date	May 14, 2019
Prior Transfer Doc	0000328184
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	228 E HARDING ST, ORLANDO, FL 32806-3023
Transaction Type	Mortgage
Record Updated	May 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E HARDING ST, ORLANDO, FL 32806-3023

Mortgage

Document Number	0000234684
Date	Apr 24, 2024
Instrument	20240234684

Lender

Name	MORTGAGE LENDERS INVESTMENT TRADING CORP
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	228 E HARDING ST, ORLANDO, FL 32806-3023
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 HAVEN DR, ORLANDO, FL 32803-1814

Mortgage

Document Number	0000405997
Date	Jun 30, 2022
Instrument	20220405997

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 28, 2019
Property Address	228 E HARDING ST, ORLANDO, FL 32806-3023
Document Number	0000328184
Instrument Date	May 14, 2019
Instrument	328184
Transaction Type	Transfer
Record Updated	Jun 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	228 E HARDING ST ORLANDO FL 328063023, ORLANDO, FL 32806-3023

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,542 (+2.7%)	$290,550 (-) Land $230,000 Building $60,550
2025	$2,879.00 (+4.5%) Homeowner's exemption	$190,401 (+5.99%)	$290,550 (+12.59%) Land $230,000 Building $60,550
2024	$2,755.00 (+5.31%)
2023	$2,616.00 (-44.19%) Homeowner's exemption	$179,646 (-28.83%)	$258,058 (+2.24%) Land $205,000 Building $53,058
2022	$4,687.00	$252,406 Land $155,000 Building $97,406	$252,406 Land $155,000 Building $97,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950113003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024, rainfall accumulation
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Orlando Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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