233 Charles St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 233 Charles St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 2008
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Feb 2019)
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
APN	`7789-22-2488`

Property Details

APN / Parcel Number

Primary APN	`7789-22-2488`
Alternative APNs	`0585` `585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	132 ft deep x 28 ft wide
Terrain	Rolling
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	585
Old Parcel Number	0585
Street Address	233 CHARLES ST
City	FREDERICKSBURG
State	VA
Zip	22401-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 217 BL 58-233
Legal Subdivision	JACKSON PARK
Legal Block	58
Legal Lot Number	217
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3007
Census Tract	400

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 CHARLES ST, FREDERICKSBURG, VA 22401-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Nov 21, 1996 · Amount on Record
Deed Document Number	20073999
Deed Book / Page	295 / 197
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Feb 4, 2019
Property Address	233 CHARLES ST, FREDERICKSBURG, VA 22401-6015
Document Number	190000232
Instrument Date	Feb 1, 2019
Instrument	232
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CHARLES ST FREDERICKSBURG VA 224016015, FREDERICKSBURG, VA 22401-6015

Mortgage

Document Number	190000233
Date	Feb 4, 2019
Instrument	233

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,194.00 (+49.95%)	$394,400 (+64.75%) Land $160,000 Building $234,400	$394,400 (+64.75%) Land $160,000 Building $234,400
2024	$2,130.00	$239,400 Land $90,000 Building $149,400	$239,400 Land $90,000 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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