237 Charles St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 237 Charles St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1929
Lot Size	0.047 acres (2,047 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2023)
Tax Bill	$2,924 (2026)
Deeds & Mortgages	Apr 2023 Transfer Mar 2023 Sale & Mortgage + 1 more
APN	`7789-22-2542`

Property Details

APN / Parcel Number

Primary APN	`7789-22-2542`
Alternative APNs	`0587` `587`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,047 sqft (0.047 acres)
Lot Dimensions	73 ft deep x 28 ft wide
Terrain	Rolling
Garage Type	Built-in
Porch	Porch
Porch Area	48 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 CHARLES ST
City	FREDERICKSBURG
State	VA
Zip	22401-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 217 BL 58-237
Legal Lot Number	217
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3007
Census Tract	400

Owner

Source: Fredericksburg City records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 CHARLES ST, FREDERICKSBURG, VA 22401-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Intrafamily Transfer, Transfer
Mar 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Dec 15, 2022	Warranty Deed, Transfer ANCHOR LOANS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2023419
Last Transfer Date	Apr 7, 2023
Transfer Doc	0202300612
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Apr 7, 2023
Property Address	237 CHARLES ST, FREDERICKSBURG, VA 22401-6015
Document Number	0202300612
Instrument Date	Apr 7, 2023
Instrument	202300612
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 CHARLES ST, FREDERICKSBURG, VA 22401-6015

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Mar 7, 2023
Property Address	237 CHARLES ST, FREDERICKSBURG, VA 22401-6015
Document Number	0202300419
Instrument Date	Mar 3, 2023
Instrument	202300419
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 CHARLES ST, FREDERICKSBURG, VA 22401-6015

Mortgage

Document Number	0202300420
Date	Mar 7, 2023
Instrument	202300420

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Dec 15, 2022
Property Address	237 CHARLES ST, FREDERICKSBURG, VA 22401-6015
Document Number	0202203322
Instrument Date	Dec 1, 2022
Instrument	202203322
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MARTIN TITLE & STLMNT SVCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 INTERSTATE BUSINESS PARK STE B, B, FREDERICKSBURG, VA 22405-1358

Mortgage

Document Number	0202203323
Date	Dec 15, 2022
Instrument	202203323

Lender

Name	ANCHOR LOANS LP

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,924.00 (+111.12%)	$361,100 (+131.92%) Land $140,000 Building $221,100	$361,100 (+131.92%) Land $140,000 Building $221,100
2024	$1,385.00	$155,700 Land $68,000 Building $87,700	$155,700 Land $68,000 Building $87,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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