228 Charles St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 228 Charles St, Fredericksburg, VA 22401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,255 sqft · built 1909
Lot Size0.058 acres (2,526 sqft)
OwnerCompany Name on Record
Last Sale$118,000 (Sep 2001)
Tax Bill$2,178 (2026)
Deeds & MortgagesJan 2017 Mortgage
APN7789-22-1319

Property Details

APN / Parcel Number

Primary APN7789-22-1319
Alternative APNs
  • 0990
  • 990

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,255 sqft Living Area
1st Floor Area652 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,526 sqft (0.058 acres)
Lot Dimensions136 ft deep x 19 ft wide
TerrainRolling
Garage TypeBuilt-in
PorchPorch
Porch Area167 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address228 CHARLES ST
CityFREDERICKSBURG
StateVA
Zip22401-6064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 2 BL 89-228 RE-SUB PT LT 210
Legal SubdivisionDODGE DIVISION
Legal Lot Number2,210
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group3
Census Block3017
Census Tract400

Owner

Source: Fredericksburg City records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address263 W PATRICK ST, 11, FREDERICK, MD 21701-6910
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2001 · Amount on Record
Deed SaleSep 28, 2001 · Amount on Record
Deed Book / Page100 / 2066
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICKSBURG CITY VA
Property Address228 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Document Number170000213
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 6, 2017
Title CompanyLAWYERS SETTLEMENT SERVICES LLC, LAWYERS SETTLEMENT SVCS LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 CHARLES ST FREDERICKSBURG VA 224016064, FREDERICKSBURG, VA 22401-6064

Mortgage

Document Number170000213
DateJan 27, 2017
Instrument213
Lender
NameFREDERICK CNTY BK
TypeBank
AddressFREDERICK, MD 21701
Agreement
AmountAmount Recorded
Term360 Months
DueJan 26, 2047

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,178.00 (+47.86%)$268,900 (+62.38%) Land $140,000 Building $128,900$268,900 (+62.38%) Land $140,000 Building $128,900
2024$1,473.00$165,600 Land $76,000 Building $89,600$165,600 Land $76,000 Building $89,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICKSBURG
serves 28,350 people · EPA ID VA6630050
Water SourcePurchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Charles St

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