232 Charles St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 232 Charles St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1909
Lot Size	0.064 acres (2,831 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (May 2023)
Tax Bill	$2,516 (2026)
Deeds & Mortgages	May 2023 Sale Mar 2023 Foreclosure
APN	`7789-22-0493`

Property Details

APN / Parcel Number

Primary APN	`7789-22-0493`
Alternative APNs	`0991` `991`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area
1st Floor Area	617 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,831 sqft (0.064 acres)
Lot Dimensions	136 ft deep x 17 ft wide
Garage Type	Built-in
Porch	Porch
Porch Area	114 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	991
Old Parcel Number	0991
Street Address	232 CHARLES ST
City	FREDERICKSBURG
State	VA
Zip	22401-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 4 BL 89-232 RE-SUB PT LT 210
Legal Block	89
Legal Lot Number	4,210
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3017
Census Tract	400

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1309 POWHATAN ST # A, A, FREDERICKSBURG, VA 22401-4643
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 3, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	202300920
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	May 25, 2023
Property Address	232 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Document Number	0202300920
Instrument Date	May 23, 2023
Instrument	202300920
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 POWHATAN ST # A, A, FREDERICKSBURG, VA 22401-4643

March 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Mar 3, 2023
Property Address	232 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Document Number	0202300388
Instrument Date	Feb 27, 2023
Instrument	202300388
Transaction Type	Foreclosure
Record Updated	Apr 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,516.00 (+101.93%)	$310,700 (+121.93%) Land $140,000 Building $170,700	$310,700 (+121.93%) Land $140,000 Building $170,700
2024	$1,246.00 (+3.49%)	$140,000 (-) Land $76,000 Building $64,000	$140,000 (-) Land $76,000 Building $64,000
2023	$1,204.00	$140,000 Land $76,000 Building $64,000
2020			$140,000 Land $76,000 Building $64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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