2312 Ramsgate Way, Fort Smith, AR 72908 Property Records

Sebastian County property record for 2312 Ramsgate Way, Fort Smith, AR 72908

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,475 sqft
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Oct 2024)
Tax Bill	$3,845 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12584-1378-00000-00`

Property Details

APN / Parcel Number

Primary APN	`12584-1378-00000-00`
Alternative APN	`89286`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,475 sqft Living Area
Gross Area	3,221 sqft
1st Floor Area	1,680 sqft
Upper Floors Area	795 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	133 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	746 sqft
Driveway	Concrete Driveway
Driveway Area	999 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	514 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89286
Street Address	2312 RAMSGATE WAY
City	FORT SMITH
State	AR
Zip	72908-0927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1378
Legal Range	32
Legal Township	07
Legal Section	16
Legal Subdivision	FIANNA ESTATES
Legal Block	2
Legal Lot Number	1378
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2026
Census Tract	1311

Owner

2312 Ramsgate Way is owned and occupied by an individual who bought it in October 2024.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	2312 RAMSGATE WAY, FORT SMITH, AR 72908-0927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Dec 13, 2021 · Amount on File
Deed Document Number	202421406
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	0007276790
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Dec 13, 2021
Property Address	2312 RAMSGATE WAY, FORT SMITH, AR 72908-0927
Document Number	2021F32223
Instrument Date	Dec 9, 2021
Instrument	2021F-32223
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2312 RAMSGATE WAY, FORT SMITH, AR 72908-0927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 SW CORNERSTONE RD, BENTONVILLE, AR 72713-2444

Mortgage

Document Number	2021F32224
Date	Dec 13, 2021
Instrument	2021F-32224

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2312 Ramsgate Way was $3,845.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,845.00	$66,238 (-) Land $10,500 Building $55,738	$331,190 (-) Land $52,500 Building $278,690
2025	$3,845.00 Homeowner's exemption	$66,238 Land $10,500 Building $55,738	$331,190 Land $52,500 Building $278,690
2023	$2,376.00 Homeowner's exemption	$48,260 Land $11,000 Building $37,260	$241,300 Land $55,000 Building $186,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2312 Ramsgate Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 Ramsgate Way is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 68% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wave Rural Connect Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20