2320 Pine Valley Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2320 Pine Valley Dr, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,564 sqft · built 2015
Lot Size0.41 acres (17,903 sqft)
Owner2 Individual Names on Record
Last Sale$452,000 (May 2016)
Tax Bill$4,695 (2023)
Deeds & MortgagesSep 2021 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3693-49-0683

Property Details

APN / Parcel Number

Primary APN3693-49-0683
Alternative APNs
  • 258738
  • 91292

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,564 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleCustom Design
Lot Area17,903 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number258738
Street Address2320 PINE VALLEY DR
CityDENVER
StateNC
Zip28037-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R CU
Legal Description#382 VERDICT RIDGE PH5 M9
Legal SubdivisionVERDICT RDG SUB PH 5
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1020
Census Tract70902

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2320 PINE VALLEY DR, DENVER, NC 28037-6530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Dec 4, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2016 · Amount on Record
Deed SaleMay 27, 2016 · Amount on Record
Prior SaleJul 1, 2015 · Amount on Record
Deed Document Number0002590605
Deed Book / Page2590 / 605
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2320 PINE VALLEY DR, DENVER, NC 28037-6530
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 PINE VALLEY DR, DENVER, NC 28037-6530

Mortgage

Document Number0003090654
DateSep 30, 2021
Book Page3090/654
Instrument639813
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2320 PINE VALLEY DR, DENVER, NC 28037-6530
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003015625
DateMar 8, 2021
Book Page3015/625
Instrument626742
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2320 PINE VALLEY DR, DENVER, NC 28037-6530
Document Number2790808
Instrument DateDec 4, 2018
Transaction TypeMortgage
Record UpdatedJan 17, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 PINE VALLEY DR DENVER NC 280376530, DENVER, NC 28037-6530

Mortgage

Document Number2790808
DateJan 8, 2019
Book Page002790/000808
Instrument587421
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 7, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,695.00$758,769 Land $107,000 Building $651,769$758,769 Land $107,000 Building $651,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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