2308 Pine Valley Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2308 Pine Valley Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,198 sqft · built 2013
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Company Names on File
Last Sale	$87,000 (Apr 2013)
Tax Bill	$5,545 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3693-39-9451`

Property Details

APN / Parcel Number

Primary APN	`3693-39-9451`
Alternative APNs	`258676` `90905`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,198 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Lot Area	19,950 sqft (0.458 acres)
Pool Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	258676
Street Address	2308 PINE VALLEY DR
City	DENVER
State	NC
Zip	28037-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#384 VERDICT RIDGE PH5M2
Legal Subdivision	VERDICT RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	70902

Owner

2308 Pine Valley Dr is owned by a company that bought it in April 2013.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	2308 PINE VALLEY DR, DENVER, NC 28037-6530
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2013 · Amount on File
Deed Sale	Apr 25, 2013 · Amount on File
Deed Document Number	2013506585
Deed Book / Page	2390 / 229
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2308 PINE VALLEY DR, DENVER, NC 28037-6530
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003447617
Date	Oct 17, 2025
Book Page	3447/617
Instrument	700769

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2308 PINE VALLEY DR, DENVER, NC 28037-6530
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3006379
Date	Feb 15, 2021
Book Page	3006/379
Instrument	625274

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2308 PINE VALLEY DR, DENVER, NC 28037-6530
Document Number	2764298
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2308 PINE VALLEY DR DENVER NC 280376530, DENVER, NC 28037-6530

Mortgage

Document Number	2764298
Date	Aug 21, 2018
Book Page	002764/000298
Instrument	582214

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 20, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2308 Pine Valley Dr was $5,545.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,545.00	$887,807 Land $126,000 Building $761,807	$887,807 Land $126,000 Building $761,807
2023	$5,473.00	$887,807 Land $126,000 Building $761,807	$887,807 Land $126,000 Building $761,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2308 Pine Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2308 Pine Valley Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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