2313 Pine Valley Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2313 Pine Valley Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,375 sqft · built 2016
Lot Size	1.09 acres (47,872 sqft)
Owner	2 Individual Names on File
Last Sale	$531,000 (Jul 2020)
Tax Bill	$4,642 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3693-39-7884`

Property Details

APN / Parcel Number

Primary APN	`3693-39-7884`
Alternative APNs	`260626` `90876`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,375 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	47,872 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	260626
Street Address	2313 PINE VALLEY DR
City	DENVER
State	NC
Zip	28037-6529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU &
Legal Description	404LT VERDICT RIDGE P5M1
Legal Subdivision	VERDICT RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	70902

Owner

2313 Pine Valley Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2313 PINE VALLEY DR, DENVER, NC 28037-6529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Document Number	2020612121
Deed Book / Page	2927 / 801
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 15, 2020
Property Address	2313 PINE VALLEY DR, DENVER, NC 28037-6529
Document Number	2927801
Book / Page	002927 / 000801
Instrument Date	Jul 14, 2020
Instrument	612121
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2313 PINE VALLEY DR DENVER NC 280376529, DENVER, NC 28037-6529

Mortgage

Document Number	2927803
Date	Jul 15, 2020
Book Page	002927/000803
Instrument	612122

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2313 Pine Valley Dr was $4,642.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,642.00	$739,408 Land $85,013 Building $654,395	$739,408 Land $85,013 Building $654,395
2023	$4,578.00	$739,408 Land $85,013 Building $654,395	$739,408 Land $85,013 Building $654,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2313 Pine Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2313 Pine Valley Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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