2314 Pine Valley Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2314 Pine Valley Dr, Denver, NC 28037 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,246 sqft · built 2015
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$491,000 (Jan 2016)
Tax Bill	$5,172 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3693-39-9592`

Property Details

APN / Parcel Number

Primary APN	`3693-39-9592`
Alternative APNs	`293167` `257638` `91293`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,246 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Lot Area	19,994 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	293167
Street Address	2314 PINE VALLEY DR
City	DENVER
State	NC
Zip	28037-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#383 VERDICT RIDGE PH5 M9
Legal Subdivision	VERDICT RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	70902

Owner

Source: Lincoln County records · APN 3693-39-9592

Assessment roll updated August 12, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2314 PINE VALLEY DR, DENVER, NC 28037-6530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Sep 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2016 · Amount on Record
Deed Sale	Jan 26, 2016 · Amount on Record
Prior Sale	Jul 01, 2015 · Amount on Record
Deed Document Number	2016542917
Deed Book / Page	2565 / 846
Last Transfer Date	Sep 19, 2022
Transfer Doc	0003198516
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Jul 06, 2026
Property Address	2314 PINE VALLEY DR, DENVER, NC 28037-6530
Document Number	0000711864
Book / Page	3517 / 665
Instrument Date	Jun 16, 2026
Instrument	2026711864
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 PINE VALLEY DR, DENVER, NC 28037-6530

Mortgage

Document Number	0000711864,
Date	Jul 06, 2026
Book Page	3517/665
Instrument	2026711864

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 23, 2066

Interest

Rate	6.51%
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Sep 23, 2022
Property Address	2314 PINE VALLEY DR, DENVER, NC 28037-6530
Document Number	0003198516
Book / Page	3198 / 516
Map Reference	MB 16 PG 106
Instrument Date	Sep 19, 2022
Instrument	658201
Transaction Type	Transfer
Record Updated	Oct 06, 2022
Title Company	TRIO ABSTRACT INC., TRITON ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1914 LOTUS LN, 1914, DENVER, NC 28037-7897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 PINE VALLEY DR, DENVER, NC 28037-6530

Mortgage

Document Number	0000658200
Date	Sep 23, 2022
Instrument	658200

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2314 PINE VALLEY DR, DENVER, NC 28037-6530
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040230
Date	May 10, 2021
Book Page	3040/230
Instrument	631009

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2314 PINE VALLEY DR, DENVER, NC 28037-6530
Document Number	2911540
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 PINE VALLEY DR DENVER NC 280376530, DENVER, NC 28037-6530

Mortgage

Document Number	2911540
Date	May 26, 2020
Book Page	002911/000540
Instrument	609307

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,172.00 (+0.72%)	$831,815 (-) Land $126,000 Building $705,815	$831,815 (-) Land $126,000 Building $705,815
2023	$5,135.00	$831,815 Land $126,000 Building $705,815	$831,815 Land $126,000 Building $705,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090709021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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