Mecklenburg County property record for 2320 E 5th St, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,613 sqft · built 1930 |
| Lot Size | 0.192 acres (8,365 sqft) |
| Owner | Trust Name on File |
| Last Sale | $922,000 (Nov 2025) |
| Tax Bill | $6,744 (2024) |
| Deeds & Mortgages | Nov 2025 Sale Feb 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-135-18 |
| Primary APN | 127-135-18 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,613 sqft Heated Area |
| 1st Floor Area | 1,581 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,365 sqft (0.192 acres) |
| Porch | Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 2320 E 5TH ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L6 B11 M3-13 |
| Legal Subdivision | ROSEMONT |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2320 E 5th St is held in a trust since November 2025.
Source: Mecklenburg County records, as of December 4, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2614 N WESTMORELAND DR, ORLANDO, FL 32804-3628 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Warranty Deed, Transfer CARDINAL TITLE CENTER LLC |
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Apr 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jun 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage ETHOS LNDG |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on File |
| Deed Sale | Nov 18, 2025 · Amount on File |
| Prior Sale | Apr 7, 2022 · Amount on File |
| Deed Document Number | 2025118558 |
| Deed Book / Page | 40011 / 876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 18, 2025 |
| Property Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Document Number | 0000118558 |
| Book / Page | 40011 / 876 |
| Map Reference | MB 37320 PG 337 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025118558 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,844.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1415 MYERS PARK DR, CHARLOTTE, NC 28207-2667 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2614 N WESTMORELAND DR, ORLANDO, FL 32804-3628 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Document Number | 0000016233 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 38652/579 |
| Instrument | 2024016233 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000110822 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 37538/307 |
| Instrument | 2022110822 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 7, 2022 |
| Property Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Document Number | 0000053830 |
| Book / Page | 37230 / 337 |
| Map Reference | MB 3 PG 13 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022053830 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2225 HASTINGS DR, CHARLOTTE, NC 28207-2457 |
| Name | Verified Name |
|---|---|
| Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Document Number | 0000053831 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2022053831 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000206698 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 35402/93 |
| Instrument | 2020206698 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000084012 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 31908/683 |
| Instrument | 2017084012 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 14, 2017 |
| Property Address | 2320 E 5TH ST, CHARLOTTE, NC 28204-4337 |
| Document Number | 0000019256 |
| Book / Page | 031566 / 000748 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 19256 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2320 E 5TH ST CHARLOTTE NC 282044337, CHARLOTTE, NC 28204-4337 |
| Document Number | 19257 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 031566/000750 |
| Instrument | 19257 |
| Name | ETHOS LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 13, 2037 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $890,700 Land $632,500 Building $258,200 | ||
| 2024 | $6,744.00 | ||
| 2023 | $890,700 Land $632,500 Building $258,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2320 E 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2320 E 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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